Revolut Reviews

revolut.com
Revolut is a digital banking app offering multi-currency accounts, commission-free stock trading, cryptocurrency exchange, budgeting tools, and travel benefits all in one platform. Read verified Revolut reviews from real users to discover account features, fees, card benefits, crypto trading experience, customer service quality, and security features. Our comprehensive Revolut review covers different account tiers, supported currencies, investment options, and how it compares to traditional banks and fintech competitors.

Rating Distribution

5 stars ⭐⭐⭐⭐⭐
285
4 stars ⭐⭐⭐⭐
180
3 stars ⭐⭐⭐
55
2 stars ⭐⭐
15
1 star ⭐
7
4.3
★★★★
Based on 542 reviews

Share Your Experience

Have you used this service? Share your review to help others make informed decisions.

GM

Greta Martini

Zagreb, HR ✓ Verified

Good but support worries me

Love the app and features. But when my card got blocked during a trip it took 3 days to resolve via chat only. Need phone support for urgent issues.

MC

Muhammad Chia

Singapore, SG ✓ Verified

BEST BANKING APP PERIOD

I HAVE TRIED MONZO N26 WISE AND NOTHING COMES CLOSE. THE MULTI CURRENCY FEATURE IS NEXT LEVEL. I KEEP GBP EUR AND USD IN SEPARATE POCKETS AND SWITCH BETWEEN THEM INSTANTLY. METAL CARD LOOKS SICK TOO

TR

Tommaso Romano

Zagreb, HR ✓ Verified

Genuinely blown away

downloaded this on a whim before a trip to portugal and it saved me prolly 200 euros in bank fees alone. the exchange rate was basically google rates. now i use it for everything - splitting bills, budgeting, even bought some ethereum on there. the app is insanely smooth too

KK

Kacper Kozłowski

Vilnius, LT ✓ Verified

Great features, minor issues

It's fast and reliable. Customer service could be fatser. Otherwise happy.

LM

Lukas Meier

Berlin, DE ✓ Verified

Perfect for travel

Used Revolut for a month-long trip across Europe and Asia. Exchanging currrency instantly in the app saved me so much money on fees. The 'Vaults' feature also helped me save up for the trip. Metal plan perks are worth it if you travel a lot.

DE

Daniela Esposito

Rome, IT ✓ Verified

Excellent service

Cheap comission, very easy to use and always quick and useful.

CW

Christian Wolf

Zurich, CH ✓ Verified

Reliable for 2+ years

Been my primary account since 2023. Direct deposits land on time, card works everywhere, app is stable. The one time my card got blocked abroad the chat agent sorted it in about an hour. Not instant but not terrible either. Would like phone support option.

AC

Alessandro Colombo

Nicosia, CY ✓ Verified

Premium vs Metal confused me

Took this card to Japan and it was the only payment method I needed for 3 weeks. Convenience stores, restaurants, trains. No issues anywhere.

JL

Jan Lundberg

Riga, LV ✓ Verified

Virtual cards are useful

I use Revolut every sinlge day and I never had any problems! 9 years and counting.

SK

Sofia Klein

Vienna, AT ✓ Verified

Good but could improve

It's fast and reliable. Some fees for premuim features. Otherwise happy.

FS

Freya Scott

London, GB ✓ Verified

Mostly satisfied

Easy to use and safe. A few minor improvments needed but solid overall.

CG

Cynthia Garcia

Los Angeles, US ✓ Verified

Best app

Ok mulțumesc! Legit. Worth it.

WN

Wong Ng

Singapore, SG ✓ Verified

Switched from my high street bank

basic banking services are free which is great. Would like mroe free tier features though.

LW

Lim Wong

Singapore, SG ✓ Verified

Overhyped?

Everyone raves about Revolut but honestly for UK domestic use it is not dramatically different from Monzo or Starling. The travel features are genuinely good but I only travel twice a year. For the other 50 weeks it is just anothr banking app.

AL

Axel Lundberg

Stockholm, SE ✓ Verified

Easy to use

Very safe and secure. Easy and simple to add money onto the card. I had no problmees since I started on revolut.

DW

Daniel Wright

Toronto, CA ✓ Verified

Apple Pay works perfectly

It's fast and reliable. Would like more free tier features. Otherwise happy.

ES

Erik Svensson

Riga, LV ✓ Verified

bait and switch with fees

free tier used to be genuinely free but they keep adding fees and reducing limits. atm withdrawal limit got cut, weekend forex fee appeared, now there is a fee for certain transfers that used to be free. slowly becoming just another bank but without the branches

EW

Elias Werner

Zurich, CH ✓ Verified

Business account works well

So easy to use when travelling. I never leave home w/o it - both the physical and digital cards.

EL

Elias Lange

Berlin, DE ✓ Verified

Switched from Wise, not looking back

Wise was fine for transfers but Revolut does transfers AND everyday banking AND investing AND crypto. One app instead of four. The exchange rates are comparable and the card is accepted everywhere I have tried it.

GR

Gabriel Ramirez

Toronto, CA ✓ Verified

Insurance included is handy

Been with Revolut for 7 months. Fast transactoins but verification process was slow. Overall still recommend.

AC

Alessandro Caruso

Valletta, MT ✓ Verified

Great for splitting bills

The spend analytics genuinely changed my habits. Seeing exactly where every pound goes each week made me cut three subscriptions I forgot I had.

KO

Kamil Olszewski

Vilnius, LT ✓ Verified

10/10 no cap

crypto trading, stock trading, multi currency, budgeting, virtual cards all in one app?? and the free tier is actually usable?? revolut is that app fr

PC

Phoebe Cooper

London, GB ✓ Verified

Stock trading needs more features

set up a savings vault for a holiday. round-ups and weekly deposits got me to £800 in 4 months without really noticing.

SB

Sandra Becker

Berlin, DE ✓ Verified

Fast P2P transfers

Very useful; deposits and withdrawals are all fine. I really like this bank.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

LS

Lisa Schwarz

Berlin, DE

Happy overall

Premium tier insurance covered a cancelled flight and paid out within 10 days. Didn't expect a banking app to handle that so smoothly.

RA

Roxana Andreescu

Bucharest, RO ✓ Verified

TRAVEL ESSENTIAL

TOOK THIS TO 12 COUNTRIES LAST YEAR. FEE FREE SPENDING EVERYWHERE. MY OLD BANK CHARGED ME 3% PER TRANSACTION ABROAD. NEVER AGAIN.

PM

Penelope Mitchell

Toronto, CA ✓ Verified

Reliable service

Basic banking services are free which is great. Physical card delivery took time tho.

LT

Liliana Tudor

Budapest, HU ✓ Verified

Analytics are detailed

I've been using Revolut for 6 years and I'm really happy with it. It helps me save money easily, track my spending, and stay organzied. Splitting bills is super quick, and instant transfers work anytime, anywhere. Highly recommend!

DA

Daniel Andreescu

Sofia, BG ✓ Verified

Good but premium is pricey

Card got blocked during a business dinner in Munich. Embarrassing. Took 2 hours to resolve through chat. That's my only real complaint.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

JA

Jan Andersson

Helsinki, FI ✓ Verified

My family uses it

The virtual disposable card numbers are brilliant for online shopping. New number for every dodgy-looking website.

SL

Stefano Leone

Valletta, MT ✓ Verified

Better than traditional banking

SWITCHED FROM BARCLAYS SIX MONTHS AGO. CAN'T BELIEVE I STAYED WITH A HIGH STREET BANK FOR SO LONG.

DM

Dragoș Moldovan

Sofia, BG ✓ Verified

Junior account for my kids

Perfect for internatiomal travel. Been using for 3 years across multiple countries.

LL

Lisa Lundqvist

Copenhagen, DK ✓ Verified

Works across continents

No. 1 Bank! More than 7 years of perfcet Financial Services for my personal needs.

AM

Amelia Martin

Sydney, AU ✓ Verified

Not bad, not great

The app itself is well-designed and the core banking features work fine. But twice now I have had legitimate transactions flagged as suspicious which caused my card to be declined at embarrassing moments. The security is perhaps too aggressive.

WJ

Wojciech Jabłoński

Prague, CZ ✓ Verified

Good savings vaults

Great for travel and daily use. No complaiints!

HL

Henrik Larsson

Riga, LV ✓ Verified

Disposable cards for online shopping

Split a weekend cottage rental between 6 friends using the app. Everyone paid within 10 minutes. No awkward chasing.

LM

Lily Morris

London, GB ✓ Verified

Customer service

Had an issue, supprot resolved it fast!

OJ

Oliver Jonsson

Helsinki, FI ✓ Verified

Card delivery was fast

I had contact with customer service and was delighted. The person was helpful and reassuring after my card was stolen. He made the proccess easy, and I very much thank him for that.

EB

Erik Bengtsson

Stockholm, SE ✓ Verified

My wife and I both switched

We used to argue about tracking shared expenses. Revolut joint account fixed that overnight. We can see every purchase in real time, set budgets per category, and the round-up savings feature has already accumulated a nice little pot. Customer support answered my one query within 20 minutes via chat.

EL

Emma Lindström

Stockholm, SE ✓ Verified

Referral bonus was nice

Basic banking services are free which is great. Some fees for premium features tho.

LF

Léa François

Luxembourg, LU ✓ Verified

FINALLY a bank that gets it

INSTANT NOTIFICATIONS, EASY BUDGETING, FREE INTERNATIONAL TRANSFERS, AND AN APP THAT DOES NOT LOOK LIKE IT WAS DESIGNED IN 2005. THANK YOU REVOLUT

BM

Beatrice Mariani

Valletta, MT ✓ Verified

Daily spending limits are useful

Crypto in the app is convenient but the spread is worse than Binance. Fine for casual buyers, not for serious trading.

DT

Daisy Thompson

Dublin, IE ✓ Verified

Decent app, aggressive upselling

Every other screen tries to sell me Premium or Metal. I get it, that is how they make money, but it gets annoying. The free tier works well enough but they really want you to upgrade. The actual banking features are solid when you ignore the marketing.

MQ

Ming Quek

Singapore, SG ✓ Verified

Zero communication

It's fast and reliable. Verificaton process was slow. Otherwise happy.

EK

Elżbieta Krawczyk

Vilnius, LT ✓ Verified

Good for small business owners

My 15 year old has the Junior account and actually tracks her spending now. Best financial education tool I've found.

AB

Alice Bengtsson

Stockholm, SE ✓ Verified

Deposit protection confirmed

Used the disposable virtual card number for a free trial signup. Cancelled automatically when it expired. Genius.

LC

Luca Conti

Nicosia, CY ✓ Verified

Exchange rates are fair

Apple Watch tap to pay with Revolut is my daily routine now. Don't even carry my wallet most days.

PK

Paweł Kowalczyk

Warsaw, PL ✓ Verified

The app rarely crashes

🤩🤩🤩🤩🤩

MV

Maarten Vos

Amsterdam, NL ✓ Verified

Great bank

Wow best bank!

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

BP

Beata Piotrowski

Bratislava, SK ✓ Verified

Perfect for travelling in Europe

Been with Revolut for 53 months. Reliable service but would like more free tier features. Overall still recommend.

IJ

Iwona Jabłoński

Prague, CZ ✓ Verified

Good for freelancers

Money held for a month with zero communication. Filed complaint with financial ombudsman. Avoid.

AG

Ahmad Goh

Singapore, SG ✓ Verified

Commodity trading is interesting

Ok mulțumesc!

HL

Henrik Lindgren

Helsinki, FI ✓ Verified

Crypto trading is basic but works

Decent features but terrible when something goes wrong. Customer service is the weakest link by far.

FM

François Martinez

Paris, FR ✓ Verified

Solid backup bank

Wouldn't trust it as my only bank yet. But as a second account for travel and online shopping it's unbeatable.

LB

Lucie Bonnet

Paris, FR ✓ Verified

Budgeting tools actually help

Basic banking services are free which is great. Verification process was slow though.

JS

Julia Schwarz

Vienna, AT ✓ Verified

Works in most countries

Salary advance helped once when my company delayed payroll. Useful safety net. The fee is fair for an emergency.

AR

Alba Rodríguez

Lisbon, PT ✓ Verified

Account closure was painful

Been with Revolut for 10 months. Easy to use interface but customer service could be faster. Overall still recommend.

NL

Nicolas Leroy

Brussels, BE

Mixed experience

Used Revolut for 68 months. Good for basic stuff but limited features on free plan. Customer service is hit or miss.

AvL

Anouk van Leeuwen

Amsterdam, NL ✓ Verified

Good for students

Fantastic banking experience!

IS

Iwona Stępień

Prague, CZ ✓ Verified

Customer support was quick

used revolut throughout a 4 month backpacking trip across south america. worked in every country except one rural town in bolivia.

VF

Vasile Florea

Sofia, BG ✓ Verified

Stock trading is basic but fine

Direct debits work fine. Standing orders work fine. Everything just works.

LW

Lena Woźniak

Bratislava, SK ✓ Verified

Useful spending insights

Customer service is responsive and profesional.

GS

Giuseppe Santoro

Rome, IT

simple review: it works

no crashes, no hidden fees, instant transfers, good exchange rates. been using it daily for two years. that is all.

ST

Susan Thomas

Los Angeles, US ✓ Verified

Support is non-existent

When things work, it is great When something goes wrong, good luck. I spent 3 weeks going back and forth with chatbot responses that clearly did not understand my issue. No phone number, no email, no way to escalate. Eventually resolved but the stress was unreal.

DD

David Davis

New York, US ✓ Verified

The metal card looks amazing

The metal card gets comments at every restaurant. Heavy, sleek, and the cashback actually covers the monthly subscription.

MJ

Mark Johnson

Los Angeles, US ✓ Verified

International transfers fast

Instant notifications on every transaction. My old bank's app sometimes took 48 hours to show a purchase. Night and day difference.

DL

Daniel Larsson

Riga, LV ✓ Verified

Emergency card saved me

Stock trading on Revolut is fine for buying ETFs and holding long term. Not a platform for active trading though.

JJ

Jan Jönsson

Stockholm, SE ✓ Verified

Disappointing crypto experience

The crypto spreads are aeful compared to any real exchange. Bought ETH thinking the rate shown was the rate I would get — nope, hidden spread of nearly 2.5%. And you cannot transfer crypto out on the free tier. It is basically a walled garden with bad rates.

IC

Ionuț Cristea

Sofia, BG ✓ Verified

Easy to send money abroad

One of the best bank. Great and flexbile. Very reliable.

CR

Chloe Robinson

London, GB ✓ Verified

Widget shows balance

Group vault with my flatmates for household bills. Rent, electric, internet, council tax. Everyone tops up monthly. Clean and fair.

AO

Axel Olsson

Helsinki, FI ✓ Verified

its ok

basic banking works fine. nothing special compared to other neobanks. just another app on my phone.

RH

Ronald Hall

Los Angeles, US ✓ Verified

Money held too long

Always reallly fast :)

MZ

Magdalena Zawadzki

Bratislava, SK ✓ Verified

Fine for what it is

Use it as a travel card and for that purpose it gets 5 stars. But as a full bank replacement? Not yet. No overdraft facility, limited savings options, and the customer service model of chat-only does not inspire confidence for serious banking needs.

JS

Javier Serrano

Madrid, ES ✓ Verified

Left for Starling

Q: Would I use Revolut as my only bank? A: Almost. Still keep a traditional account for the mortgage. Everything else goes through Revolut.

MK

Monica Karlsson

Stockholm, SE ✓ Verified

Reliable payments

The spending by country feature showed me I spent more in Spain last year than at home. Interesting data for a travel addict.

LN

Liam Nilsson

Oslo, NO ✓ Verified

Upgraded and happy

No fees for investment account maintenance.

PW

Patricia Williams

New York, US ✓ Verified

Solid daily banking

Referral bonus actually paid out. £60 each. My friend was skeptical but the money appeared same day.

OL

Oliver Lind

Copenhagen, DK ✓ Verified

Account block was stressful

Got blocked for 'verification' during a holiday. Took a week to resolve. Money was inaccessible. Three stars because it works great WHEN it works.

SP

Scarlett Patel

Sydney, AU ✓ Verified

Chat support frustrating

lost my card in a taxi in Barcelona. froze it from the app in seconds. ordered a replacement and used the virtual card meanwhile.

SD

Sandra Davis

New York, US ✓ Verified

Gimmicks over substance

Budget limit alerts actually work. Set £150/week for dining out, get a nudge when I'm approaching it. Simple effective behavioural design.

ER

Emma Rossi

Ljubljana, SI ✓ Verified

Round-up savings feature is clever

Open banking connection pulls my Lloyds transactions into the Revolut app too. Full financial picture without switching browser tabs.

JB

Joost Brouwer

Amsterdam, NL ✓ Verified

ATM withdrawals abroad

App is polished. Card works everywhere. Wish they'd add joint accounts already.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

RW

Rebecca Wilson

New York, US ✓ Verified

Free tier is generous

Referral bonus actually paid out. Got 50 for me and 50 for my friend.

DA

Dorothy Anderson

Los Angeles, US ✓ Verified

Daily driver for years

Transferred £15,000 for a house deposit through Revolut. Arrived same day. My solicitor was impressed with the speed.

AM

Andrea Moreno

Lisbon, PT ✓ Verified

Premium is overpriced

Fee transparency is the real selling point. Before confirming any action, the app shows exactly what it costs. My bank never does this.

SB

Sebastian Becker

Vienna, AT ✓ Verified

Strong security

Weekend exchange rates have a 1% markup which is annoying. I schedule all big conversions for weekday mornings instead.

CT

Carmen Tudor

Bucharest, RO ✓ Verified

Slow to resolve issues

It's very ok!

KP

Krzysztof Piotrowski

Warsaw, PL ✓ Verified

App design is clean

The physical card arrived in a nice matte black envelope. Small detail but the unboxing felt premium even on the free tier.

CH

Carol Harris

New York, US ✓ Verified

Travel insurance included is nice

Stock trading with no commission on basic trades. Not the deepest platform but fine for casual investing.

MH

Mohammad Harris

London, GB ✓ Verified

Apple Pay seamless

Commodity trading in the app is a novelty. Bought £50 of gold because why not. Not a serious investment tool but fun to have.

AM

Antonio Martínez

Madrid, ES ✓ Verified

Better than my bank

Customer support resolved a double charge from a hotel within 3 days. Automatic refund, no arguing needed.

EB

Eric Brown

Los Angeles, US ✓ Verified

Clean and fast

Used Revolut Pay at online checkout. Faster than typing my card number, faster than PayPal. One-tap purchase.

GC

Greta Costa

Athens, GR

Basic but functional

The pie chart of my spending categories is oddly satisfying to check every Sunday. Groceries, transport, entertainment, subscriptions.

SL

Susanne Lundgren

Helsinki, FI ✓ Verified

Easy to set up and use

No branch banking means I can't deposit cash. For me that's fine. For my parents it would be a dealbreaker.

RE

Ryan Evans

London, GB

Genuinely useful features

My main account is still with HSBC but Revolut handles 80% of my daily spending.

KL

Kristina Lindgren

Riga, LV ✓ Verified

Mixed experience honestly

Been with Revolut for 32 months. Fast transactions but physical card delivery took time. Overall still recommend.

RL

Riccardo Leone

Ljubljana, SI ✓ Verified

Average service

no extra benefits for free plan users. Been with them 85 months and expected more features.

AM

Axel Magnusson

Stockholm, SE ✓ Verified

Blocked without explanation

Emergency replacement card when mine stopped working abroad. Virtual card on my phone covered everything until the physical one arrived.

AF

Amelie Fischer

Berlin, DE ✓ Verified

Great customer experience

Donation round-ups to charity are a nice touch. Pennies per transaction but it adds up. Over £40 to WaterAid this year without thinking about it.

SR

Sandra Rodriguez

Los Angeles, US ✓ Verified

Love the instant notifications

Moving money out of Revolut to close my account took 3 weeks. They really don't make leaving easy.

SG

Sandrine Garcia

Brussels, BE

Multi-currency is key

Solid banking experience. Knock one star because the stock trading features lag behind dedicated apps like Trading 212.

EM

Emma Magnusson

Helsinki, FI ✓ Verified

Occasional random blocks

Jest git!

EL

Emma Lundberg

Riga, LV ✓ Verified

Subscription management is handy

Connected my Revolut to YNAB and it syncs transactions automatically. Best budgeting workflow I've found.

CM

Christian Meier

Vienna, AT ✓ Verified

Cashback covers subscription

The subscription tracker identified a gym membership I hadn't used in 4 months. Cancelled it. Feature paid for itself immediately.

JB

Jules Bertrand

Paris, FR ✓ Verified

Support needs improvement

Paying bills in EUR while earning in GBP used to cost me 3-4% through my bank. Revolut does it at the real rate for basically nothing.

RK

Robert Kowalski

Warsaw, PL ✓ Verified

Account frozen nightmare

Two months. That is how long my account was frozen during a source of funds review. I submitted every document they asked for promptly and still waited. Meanwhile my money was completely inaccessible When it was finally resolved there was no apology, no explanation of the delay. Never again.

LDL

Leonardo De Luca

Zagreb, HR ✓ Verified

Good for expats

Lounge access at Heathrow was nice. Grabbed a coffee and a sandwich before my flight. Small perk that makes Premium feel worth it.

LH

Lena Hofmann

Berlin, DE ✓ Verified

Works most of the time

The weekly spending summary email lands Monday morning. Quick snapshot of last week without opening the app. Handy for staying on track.

EM

Emma Morel

Luxembourg, LU ✓ Verified

Q: Would I recommend it? A: Yes, with caveats.

The free tier is legitimately excellent for basic banking and occasional travel. But if you want premium features you will need to pay. The tier pricing can feel confusing — Plus, Premium, Metal, Ultra — and the feature differences between them are not always obvious. Read the fine print.

RB

Roberto Bianchi

Valletta, MT ✓ Verified

Underrated stock trading feature

People talk about Revolut for travel but nobody mentions the commission-free stock trading. Sure it is basic compared to IBKR but for casually buying index funds and blue chips it is perfect. No minimum deposit, fractional shares, clean interafce. Exactly what a casual investor needs.

MP

Maria Preda

Bucharest, RO ✓ Verified

Multi-currency is a game changer

Samsung Pay integration on my Galaxy works perfectly. Contactless everywhere. Phone never fails where my card occasionally does.

MS

Matilda Smith

Sydney, AU ✓ Verified

Money held hostage

Withholding refunds on a closed account. 4 weeks a refund was sent to my closed account. Revolut say they don't have the funds yet the merchant hasn't received them back. Very unhelpful customer service. Absolute scammers.

Response from Revolut

We are sorry to hear about your experience. We have asked our team to take a proper look at your case via the in-app chat. Please check profile > help > support. We will assist as soon as possible. Thank you for your feedback.

DB

David Bauer

Zurich, CH ✓ Verified

Budgeting made easy

The crypto exchange is basic but convenient. Not the cheapest but having it in one app is nice.

GM

Gabriele Martini

Ljubljana, SI ✓ Verified

Good for everyday spending

Had my card declined randomly twice in one week. Support said it was a security check. Annoying.

DJ

Daniel Jonsson

Helsinki, FI ✓ Verified

No phone support at all

FSCS deposit protection up to £85k gives me confidence to keep real money here. Wouldn't trust a neobank without it.

LK

Laura Krause

Vienna, AT ✓ Verified

Open banking integration works

Revolut is what I imagined future banking would look like when I was a kid. Clean app, instant everything, global by default.

OE

Oliver Eriksson

Tallinn, EE ✓ Verified

Night trading available

Basic banking services are free which is great. Customer service could be faster though.

NJ

Nancy Jones

New York, US ✓ Verified

Lounge access bonus

A wonderful bank. Very convenient and easy-to-use app.

ŁN

Łukasz Nowak

Vilnius, LT ✓ Verified

Essential for travel

Been recommending to everyone who travels. The no-FX-fee spending abroad is the killer feature.

ZM

Zoé Mercier

Brussels, BE ✓ Verified

Stable and reliable

Joint account feature WHEN. Been requesting this for two years. Please Revolut. Married couples need this.

AK

Andrzej Kamiński

Bratislava, SK ✓ Verified

Decent but has issues

Decent app but had verification delays. Been using for 2 months with mixed feelings.

DF

David Fournier

Luxembourg, LU ✓ Verified

Good savings features

Upgraded to Premium for the insurance and lounges. Worth it for how much I travel.

MJ

Marta Jankowski

Vilnius, LT ✓ Verified

Modern banking done right

Account got blocked for a week during a routine check. No explanation given. Everything fine now but shook my confidence.

MH

Michael Hernandez

New York, US ✓ Verified

Group expenses simplified

Easy, fast and hassle-free payments, online everywhere!

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

WD

Weronika Dąbrowski

Prague, CZ ✓ Verified

Weekend crypto trading

Virtual disposable cards for online shopping give me peace of mind on sketchy websites.

LC

Lee Chua

Singapore, SG ✓ Verified

Spending limits keep me honest

Free tier is genuinely good. But they keep showing me ads for premium which is pushy.

JH

Johanna Hofmann

Berlin, DE ✓ Verified

Commodity trading interesting

the spending streak gamification is cheesy but it works on me. 4 weeks under budget feels like an achievement even if logically it shouldn't.

MB

Melissa Brown

Los Angeles, US ✓ Verified

mostly great, some gaps

great for spending abroad and daily use. dock a star because no joint accounts yet and the savings rate is below what chase offers.

LP

Lisa Pettersson

Stockholm, SE ✓ Verified

Location-based security

Multi-currency is great. But the weekend exchange rate markup is annoying. Use it weekdays only.

RM

Raluca Matei

Sofia, BG ✓ Verified

Best travel card hands down

Beeen with Revolut for 9 months. Convenient for daily banking but would like more free tier features. Overall still recommend.

TG

Tommaso Galli

Nicosia, CY ✓ Verified

Payment links handy

Works when it works. The problem is when it doesn't, getting help is like pulling teeth.

MV

Mihaela Vasile

Budapest, HU

Good enough for now

Card controls are granular. I disable magstripe transactions, enable only contactless and chip. Reduces fraud surface area.

LK

Laura Klein

Zurich, CH ✓ Verified

Love this app

The payment links feature lets me request money with a URL. Great for collecting group payments.

RL

Rebecca Lopez

New York, US ✓ Verified

Instant notifications

Commodity trading is an interesting addition. Bought a fraction of gold just to try it.

AJ

Alexander Johansson

Oslo, NO ✓ Verified

Customizable spending limits

Group vaults for shared expenses with flatmates. Rent, bills, groceries all tracked.

ES

Elena Stoica

Bucharest, RO ✓ Verified

Vaults are smart

Security features like location-based card controls and instant freeze are excellent.

AJ

Anthony Jackson

New York, US ✓ Verified

Bill splitting is seamless

Paid for a car service using a Revolut payment link. The mechanic didn't have Revolut but the link let him pay by card. Versatile.

SL

Stefan Lindberg

Copenhagen, DK ✓ Verified

Some issues but okay

My nan sends me birthday money through Revolut now. She learned how to use it in about 5 minutes. Good for basic transfers even for older users.

MB

Mohammad Baker

Dublin, IE ✓ Verified

Kids learning about money

Upgraded to Metal for the travel insurance and lounge access. Three trips later the subscription has paid for itself easily.

NA

Niklas Andersson

Copenhagen, DK ✓ Verified

Card arrived quickly

Best and fast servcie ever! Keep like that!!!

GG

Greta Greco

Athens, GR ✓ Verified

Simple and effective

Card blocked after a large purchase. Support chat wait was 4 hours. Couldn't pay for my car service.

CL

Cristina López

Lisbon, PT ✓ Verified

meh

works but nothing special. transfers are fast i guess. the crypto fees are higher than binance. stock trading is basic. it is a jack of all trades master of none

HN

Hugo Nilsson

Copenhagen, DK ✓ Verified

Expat essential tool

Decent for travel. Not great as a primary bank. The interest on savings is mediocre.

LR

Leonardo Romano

Zagreb, HR ✓ Verified

The rewards program is decent

The in-app receipt matching lets me photograph receipts and attach them to transactions. My expense reports are done before I leave the restaurant.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

CR

Chiara Rossi

Valletta, MT ✓ Verified

Budget analytics helpful

Verification process demanded my utility bill, passport, selfie, proof of income. Just to open a basic account. Ridiculous.

AL

Axel Lindberg

Oslo, NO ✓ Verified

Money management simplified

Account frozen for 24 hours during some kind of compliance check. No warning, no explanation until after. Stressful but resolved.

SD

Sophie Dijkstra

Amsterdam, NL ✓ Verified

Ultra too expensive

Safety feature: if my card gets skimmed, I freeze it instantly from the app and order a replacement.

FS

Finn Schulz

Berlin, DE ✓ Verified

No surprises which is good

Best travel companion! Exchange rates are excellent.

MC

Marius Cristea

Sofia, BG ✓ Verified

Premium perks are nice

Used Revolut for buying in foreign currencies on Amazon UK. The conversion was cheaper than Amazon's own rate.

CD

Camille David

Paris, FR

Better than expected

It's fast and reliable. Physical card delivery took time. Otherwise happy.

EJ

Esther Jacobs

Amsterdam, NL ✓ Verified

Innovation that matters

They froze my account right before rent was due. Nearly got evicted. Moved everything to Starling immediately.

JR

Jake Roberts

London, GB ✓ Verified

Fine for now

Account frozen mid-holiday. Took 8 days to resolve. Had to borrow from friends to pay for my hotel. Unacceptable.

MW

Mikołaj Wieczorek

Bratislava, SK ✓ Verified

Analytics by country

It works fine for simple transactions but had some issues with customer support. They eventually helped but took longer than expected.

AH

Axel Hansson

Stockholm, SE ✓ Verified

Impressive app design

Direct debit switching was painless. Moved 6 regular payments from my old bank in about 20 minutes.

PO

Paweł Olszewski

Vilnius, LT ✓ Verified

Strong feature set

Three currencies in my account right now. GBP, EUR, and PLN. Convert between them whenever the rate looks good. Simple.

MM

Monica Mariani

Nicosia, CY ✓ Verified

UX could be simpler

Foarte ușor! Using for 1 years.

LC

Lorenzo Colombo

Valletta, MT ✓ Verified

International lifestyle fit

The app is 5 stars. Support is 3 stars. Averaging to 4.

EL

Elias Larsson

Stockholm, SE ✓ Verified

Reddit convinced me

Easy to use and safe. The best way to keep track of your spending.

LM

Lena Meyer

Berlin, DE ✓ Verified

Fee-free ATM withdrawals abroad

The physical card arrived in a nice package. Small detail but felt premium even on free tier.

KP

Kamil Piotrowski

Warsaw, PL ✓ Verified

Smooth onboarding

Junior accounts for my teenagers are teaching them financial responsibility. Great feature.

BM

Baptiste Morel

Paris, FR ✓ Verified

Kept it for everything

Exchange rate in the app matches Google's rate. Genuinely mid-market with no markup during the week.

LM

Lisa Miller

New York, US ✓ Verified

Good value proposition

The app is pretty but some functions are buried 4 menus deep. UX could be simpler.

LS

Lina Schmitt

Zurich, CH ✓ Verified

Card works everywhere

Perfect for Europe travel. Mixed results in Southeast Asia where card acceptance is lower.

AH

Anna Hartmann

Zurich, CH ✓ Verified

Standing orders reliable

Charitable donation round-ups are a thoughtful feature. Small amounts to causes I care about.

SG

Sofia Gallo

Nicosia, CY ✓ Verified

New features monthly

Closed my account without warning. Said it was a compliance decision. No appeal, no explanation. My money was stuck for weeks.

WJ

William Johansson

Helsinki, FI ✓ Verified

Good with caveats

Got scam-called by someone pretending to be Revolut support. The REAL Revolut sent me an in-app warning about the call within minutes. Good security.

JS

Jakub Szymański

Prague, CZ ✓ Verified

Compliance nightmare

Instant online transactions.

JW

Jan Woźniak

Bratislava, SK

Crypto trading convenient

The salary advance feature helped me bridge a gap when my paycheck was delayed.

LS

Lea Schulze

Zurich, CH ✓ Verified

Strong security features

PIN reminder in the app instead of calling a number. Small detail but so much better.

SZ

Sandra Zimmermann

Zurich, CH

Almost a real bank

Three stars because it does the basics well but nothing exceptional. Other neobanks offer similar.

MH

Maarten Hendriks

Amsterdam, NL ✓ Verified

Frozen account nightmare

The payment request feature means I never have to awkwardly remind friends they owe me. Just send a request, done.

OW

Olivia Walker

Toronto, CA ✓ Verified

Clean and functional

Very good very Safe. Worth it.

JL

Jenny Lundgren

Riga, LV ✓ Verified

Premium tier is worth every penny

Lounge access alone has paid for itself twice over. Add in the travel insurance, higher ATM limits, and priority support — honestly cannnot imagine going back to Standard. The disposable virtual cards are a nice security bonus too.

NR

Noah Robert

Brussels, BE ✓ Verified

Graduate's first real bank

Some features are gimmicky. Do I really need crypto and commodities in my banking app?

OS

Oliver Svensson

Oslo, NO ✓ Verified

Smart money management

Replaced both my credit card and savings account with Revolut features. One app for everything.

JJ

Jeffrey Jones

New York, US ✓ Verified

Salary advance feature helps

Support answered all my questions quickly.

RD

Romain Dubois

Luxembourg, LU ✓ Verified

Junior accounts well done

Open banking connection pulls in my other bank accounts too. Full picture in one app.

HB

Henrik Bergström

Helsinki, FI ✓ Verified

Charitable donations nice touch

Opened the account in under 10 minutes. Verified in about 30 minutes. Card arrived in 4 days.

GG

Ginevra Greco

Valletta, MT ✓ Verified

Social features basic

I buy anything with safety!

VM

Vasile Marinescu

Budapest, HU ✓ Verified

App rarely crashes

Works well 95% of the time. The other 5% when you need support urgently, good luck reaching someone fast.

AZ

Alexander Zimmermann

Vienna, AT ✓ Verified

Decent not spectacular

Love everything except the premium pricing. Standard tier is excellent. Premium feels overpriced for what you get.

BG

Beatrice Greco

Zagreb, HR ✓ Verified

Notifications keep me informed

The app almost never crashes. Maybe once in 18 months. More stable than my main bank's app.

GT

Grace Thompson

London, GB ✓ Verified

Perfect travel companion

Free international transfers up to a limit on the standard plan. Perfect for occasional use.

RR

Ryan Rodriguez

Los Angeles, US ✓ Verified

Three year loyal customer

its fine for basic stuff. nothing that makes me switch from my main bank permanently though.

MO

Monica Olofsson

Copenhagen, DK ✓ Verified

Traditional banks are obsolete

Great and simple.

EM

Elena Mancini

Rome, IT ✓ Verified

Solid product overall

Revolut Business invoicing is basic compared to Xero but for a sole trader it gets the job done without an extra subscription.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

LG

Léa Garcia

Paris, FR ✓ Verified

Data handled well

The vaults earn decent interest now. Not market leading but better than 0% at my old bank.

MG

Maria Gustafsson

Tallinn, EE ✓ Verified

Virtual cards genius

Very good very Safe.

KM

Karl Magnusson

Oslo, NO ✓ Verified

Worst banking experience

Revolut Ultra is way too expensive for what it offers. Metal is the sweet spot for premium features.

MT

Marcus Teo

Singapore, SG ✓ Verified

Currency conversion fair

Emergency virtual card when I lost my physical one abroad. Lifesaver feature.

GM

Greta Mancini

Ljubljana, SI ✓ Verified

Pleasantly surprised

my partner and I both have Revolut. instant free transfers between us for shared expenses. simpler than any joint account.

AS

Andrea Serrano

Lisbon, PT ✓ Verified

No branches no problem

Reliable daily driver. Dock a star for occasional verification holds that feel unnecessary on small transactions.

AJ

Axel Jonsson

Riga, LV ✓ Verified

Weekend markup disclosed

Metal card is beautiful but the monthly cost hurts. Wish there was an annual payment discount.

BM

Baptiste Martinez

Paris, FR ✓ Verified

Side hustle banking

Used it across Asia, Europe, and South America. Worked everywhere except one ATM in rural Peru.

AW

Andrzej Wróbel

Vilnius, LT ✓ Verified

Handles everything I need

The app widget on my home screen shows my balance without opening the app. Convenient.

AW

Amelia Woźniak

Warsaw, PL ✓ Verified

Joint accounts would be nice

Apple Pay setup took about 30 seconds. Contactless everywhere since.

CM

Claudia Moretti

Ljubljana, SI ✓ Verified

Understated quality

Used the kids account to teach my 12 year old about budgeting. He gets pocket money digitally and has to manage it himself.

RT

Ryan Thomas

New York, US ✓ Verified

Exchange rate is fair

Round-up savings into vaults is surprisingly effective. Saved over 400 quid without noticing.

HM

Hanna Magnusson

Helsinki, FI ✓ Verified

Privacy respected

Lounge access with Premium is a nice perk for frequent flyers.

LL

Lola Lefevre

Luxembourg, LU ✓ Verified

Not ready for serious banking

Been a loyal user for 3 years. Four stars because their crypto spread is wider than competitors.

EM

Elisabetta Moretti

Ljubljana, SI ✓ Verified

Consistently good experience

The spending notification shows the remaining balance after each purchase. Tiny detail that helps me stay aware of what I have left.

ML

Monica Lindström

Riga, LV ✓ Verified

Steady and dependable

Card delivery took 3 business days to London. My Monzo card took 8 days when I signed up years ago.

NJ

Niklas Johansson

Copenhagen, DK ✓ Verified

Direct debits work fine

the charitable donation round-up feature is a nice touch. small amounts to causes i care about without thinking about it.

BT

Betty Thomas

Los Angeles, US ✓ Verified

In-store payments smooth

BEST DECISION I MADE THIS YEAR WAS SWITCHING TO REVOLUT FOR TRAVEL. SAVED HUNDREDS IN FEES ACROSS 5 TRIPS.

CB

Camelia Barbu

Bucharest, RO ✓ Verified

Export for accountant

The safety net of instant card freezing means I don't panic when I can't find my wallet. Freeze, search, find, unfreeze.

AL

Alicia Lindberg

Helsinki, FI ✓ Verified

Delivery estimates reliable

Virtual cards for each subscription means I can see exactly which service is charging what without digging through statements.

GW

Grace Walker

Toronto, CA ✓ Verified

Never using again

Lost my phone in a taxi in Madrid. Logged into Revolut web, froze my card immediately. Got a new phone, redownloaded, everything was there.

CF

Cristina Fernández

Madrid, ES ✓ Verified

Withdrawal limits adequate

Good app overall. Customer support via chat can be slow during peak times. 4 stars until they fix that.

OP

Oliwia Piotrowski

Bratislava, SK ✓ Verified

Bill splitting perfected

Been through 3 countries this year. Revolut was the only payment method I needed.

OB

Olivia Brown

Sydney, AU ✓ Verified

Replaced my credit card

the budgeting pie chart is oddly satisfying to look at. makes me want to spend less just to see the categories shrink.

JJ

Jake Johnson

Sydney, AU ✓ Verified

Good for receiving salary

Perfect banking solution!

TP

Thomas Pettersson

Helsinki, FI ✓ Verified

Tier comparison was clear

Honestly a great product. Only wish the ATM free withdrawal limit was higher on the free plan.

WM

William Moore

Los Angeles, US ✓ Verified

Physical card quality good

great for daily use and travel. one star off because the savings interest rate is still below marcus and chase.

DN

Diana Niculescu

Bucharest, RO ✓ Verified

PIN in app is better

Lost access to my funds for 3 weeks during a verification review. No phone support. Chat responses took days. Never again.

PD

Patryk Dąbrowski

Prague, CZ ✓ Verified

Card design is clean

Holding multiple currencies at once is a game changer when you travel frequently.

NV

Nicoleta Vasile

Sofia, BG ✓ Verified

Best neobank out there

International student in the UK. Parents send money from India. It arrives in my Revolut within hours and I spend in GBP immediately.

LM

Laurent Martinez

Luxembourg, LU ✓ Verified

Disappointed

Used Revolut for 104 months. Unfortunately had issues with card blocking and support didn't resolve it properly. Considering switcging to another bank.

Response from Revolut

We are sorry to hear about your experience. We have asked our team to take a proper look at your case via the in-app chat. Please check profile > help > support. We will assist as soon as possible. Thank you for your feedback.

DP

Diana Popa

Bucharest, RO ✓ Verified

Salary sorting is useful

Very useful, fast, comfortable. I can use it 24/7 and I'm not waiting when I need to send or receive money.

PM

Paolo Marino

Valletta, MT ✓ Verified

Metal card worth it

Best bank! Been using for 8 years.

KL

Kavitha Liew

Singapore, SG ✓ Verified

Licensed and regulated

15 months as my primary account. Direct debits, standing orders, salary, everything through Revolut. No issues.

TL

Tommaso Leone

Valletta, MT ✓ Verified

Lives up to the hype

Night trading on crypto means I can buy Bitcoin at 11pm if the price dips. Not available on most banking apps.

AB

Axel Bergström

Tallinn, EE ✓ Verified

Privacy features appreciated

Revolut's card arrived within 3 business days of signup. My Monzo took 10 days back when I signed up.

SL

Sandra Lange

Zurich, CH ✓ Verified

Round-ups add up

Budgeting analytics helped me realize I was spending way too much on takeaway. Actually useful data.

MB

Matthew Baker

Toronto, CA ✓ Verified

Spending patterns visible

Revolut Premium for 9 years. It answers my requirements and has steaily improved.

JM

Jacob Morris

Dublin, IE ✓ Verified

Savings actually growing

Been with Revolut for 112 months. Useful features but some fees for premium features. Overall still recommend.

TC

Tommaso Colombo

Rome, IT ✓ Verified

Arrival time accurate

Two friends got scammed and their bank took weeks to respond. My Revolut card dispute was resolved in 48 hours.

TM

Tommaso Martini

Valletta, MT ✓ Verified

Exchange rates are real

Travel insurance through Premium covered a stolen camera in Thailand. Claim processed within 2 weeks. Actually useful coverage.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

BY

Betty Young

Los Angeles, US ✓ Verified

Tap to pay convenient

International transfer to Brazil took 36 hours. Not the fastest corridor but cheaper than all alternatives I checked.

AG

Aleksandra Grabowski

Prague, CZ ✓ Verified

Couple's finances sorted

The home screen widget shows my balance without opening the app. Check it probably 5 times a day out of habit.

JJ

James Jones

Dublin, IE ✓ Verified

Category limits effective

Tried closing my account once. The process was straightforward. Changed my mind and reactivated the next day. No penalty.

MJ

Mikael Jönsson

Stockholm, SE ✓ Verified

Referral bonus paid out

Good for what it is. But the constant upselling to higher tiers in the app gets tiresome.

CL

Charlotte Lee

Toronto, CA ✓ Verified

Identity verification quick

No branches means no queues. Everything handled in the app in minutes.

MJ

Marek Jankowski

Warsaw, PL ✓ Verified

Does what it says

Paid for a language course in EUR while my account is in GBP. Conversion happened silently in the background at mid-market rate.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

CM

Carlo Mariani

Valletta, MT ✓ Verified

Mortgage from elsewhere though

Best banking app UI I've used. Clean, intuitive, everything where you'd expect it.

EK

Eva Kok

Amsterdam, NL ✓ Verified

Regulatory standards met

The app shows me my spending compared to last month. Down 12% this month apparently. Small wins.

EQ

Emily Quek

Singapore, SG ✓ Verified

DO NOT USE THIS BANK

ACCOUNT BLOCKED FOR 3 MONTHS. THOUSANDS OF POUNDS LOCKED AWAY. SUBMITTED EVERY DOCUMENT UNDER THE SUN AND JUST GOT AUTOMATED RESPONSES. HAD TO GO TO THE FINANCIAL OMBUDSMAN TO GET MY MONEY BACK. ABSOLUTE DISGRACE

LL

Lukas Lehmann

Vienna, AT ✓ Verified

Not my primary bank

Spend tracking by merchant shows my top 10 recurring transactions. Amazon, Tesco, Spotify, Netflix, TfL. Useful overview.

LL

Liam Lundqvist

Copenhagen, DK ✓ Verified

Cash access when needed

Revolut in the Nordics is excellent. Used it across Sweden, Denmark, and Finland with zero issues.

AK

Anna Karlsson

Helsinki, FI ✓ Verified

Fair fees overall

PIN management in the app instead of calling an 0800 number. Modern banking should all work like this.

PR

Paolo Rinaldi

Rome, IT ✓ Verified

Subscription tracking useful

Round-up feature has saved me £1,200 over two years. Money I would have spent on impulse purchases instead went to savings.

SL

Salvatore Lombardi

Athens, GR ✓ Verified

Exceeded expectations

the crypto staking rewards are modest but having everything in one app wins over using a separate exchange.

MG

Matteo Giordano

Nicosia, CY ✓ Verified

Stay away

My account has been blocked twice in . During the blockage the system told me to send documents to support chat, but in the chat I was told to upload them in the app - impossible cuz the app redirects me back to chat. Absolute chaos. Don't keep your money here.

JB

Joseph Brown

London, GB ✓ Verified

Fresh perspective

Booked a hotel through the Revolut stays feature and got 5% cashback. Not huge but a nice surprise.

SF

Sylvie Fournier

Brussels, BE ✓ Verified

Virtual cards for safety

Samsung Pay integration works perfectly on my Galaxy. Tap to pay everywhere. Even works on the tube.

EK

Elias Karlsson

Tallinn, EE ✓ Verified

Genuine recommendation

Disposable virtual cards mean my real card number is never exposed to online merchants. Peace of mind.

AB

Annika Becker

Berlin, DE ✓ Verified

High value accepted

Bill splitting after a group dinner took literally 12 seconds. Everyone got a notification, everyone paid. Waiter was amazed.

PS

Poppy Scott

London, GB

Power user review

Savings rate went up to 3.5% recently. Still behind Chase at 4% but closing the gap.

RR

Raphaël Roux

Paris, FR ✓ Verified

Updated thoughts

Subscription management alerts me about renewals I forgot existed. Saved me from 3 zombie subscriptions.

CS

Claudiu Stan

Budapest, HU

Well designed interface

Great support team! Always helpful.

CC

Cosmin Cristea

Sofia, BG ✓ Verified

Overspending warnings helpful

Bought travel insurance through the app for a ski trip. Cheaper than comparison sites and the coverage was comprehensive.

LB

Lisa Bergström

Helsinki, FI ✓ Verified

Receipt matching useful

Got cashback on a hotel booking through Revolut's stays feature. Small amount but a nice unexpected bonus.

MV

Michel Vincent

Brussels, BE ✓ Verified

Unbiased opinion

Insurance packages through the app are competitive. Travel insurance on Premium is solid.

NM

Nicoleta Moldovan

Bucharest, RO ✓ Verified

Verification took too long

Deposit protection up to £85k through FSCS gives me enough confidence to use it as a main account.

KB

Karl Bengtsson

Stockholm, SE ✓ Verified

Actual savings not theoretical

The app dark mode is easier on the eyes at night. Appreciate the thoughtful design choices.

SK

Sebastian Kozłowski

Bratislava, SK ✓ Verified

Plus tier unnecessary

Notifications are instant. I pay for something and my phone buzzes before I've even put my card away.

PW

Piotr Wiśniewski

Prague, CZ ✓ Verified

Many issues

Used Revolut exclusively during Erasmus in France. Multi-currency account was perfect for a student abroad.

MH

Millie Hall

London, GB ✓ Verified

Round-ups saved me money

Charity round-ups donated £52 to a mental health charity over the past year. Small amounts, real impact.

KL

Kumar Lee

Singapore, SG ✓ Verified

One app for everything

Tried paying my council tax through Revolut. Direct debit set up in 2 minutes. Council accepted it without questions.

SD

Samuel Davies

London, GB ✓ Verified

Best exchange rates

Card replaced after it expired. New one arrived 2 days before the old one stopped working. Good timing.

DV

David Vincent

Luxembourg, LU ✓ Verified

perfect for digital nomads

work remotely from different countries. hold 30 currencies, spend in any of them, convert at real rates. revolut gest it.

MF

Matteo Ferrara

Nicosia, CY ✓ Verified

Three stars is fair

Opened an account for travel, stayed for everything else. Classic Revolut user pipeline.

MF

Michele Ferrara

Nicosia, CY ✓ Verified

Travel worry-free

the spending streak gamification is cheesy but it actually motivated me to stay under budget for 3 weeks straight.

AW

Agnieszka Wróbel

Vilnius, LT ✓ Verified

No hidden markups weekdays

Perfect travel companion. Less perfect for complex banking needs like mortgages or credit products.

EL

Emma Lehmann

Berlin, DE ✓ Verified

Cashback covers the sub

The spending by merchant view shows me my top 10 merchants. Amazon and Tesco are having a battle for first place apparently.

MN

Magnus Nilsson

Helsinki, FI ✓ Verified

Friend recommended it

Moved to Portugal and needed to receive my UK pension while paying bills in euros. Revolut handles both sides cleanly.

EZ

Elżbieta Zieliński

Vilnius, LT ✓ Verified

Returning reviewer

Had a suspicious transaction flagged by Revolut before I noticed it myself. They blocked it and asked me to confirm. Didn't lose a penny.

JS

José Sánchez

Lisbon, PT ✓ Verified

Perfect travel wallet

Salary sorting automatically divides my pay into vaults for rent, savings, spending. Smart automation.

ZJ

Zoe Jackson

Sydney, AU ✓ Verified

Worth the switch

The spending limits I set help me stick to my budget. Self-imposed discipline through the app.

AL

Annika Lundberg

Copenhagen, DK ✓ Verified

Daily driver since 2023

the auto-categorization is about 90% accurate. restaurants, transport, and shopping are always correct. gym gets miscategorized sometimes.

TS

Tim Schwarz

Zurich, CH ✓ Verified

New user first impressions

Premium lounge access has been hit and miss. Some lounges accept the Revolut pass, others don't recognize it.

AP

Anca Popa

Sofia, BG ✓ Verified

Financial year ready

Revolut's biggest strength is doing 20 things at 85% quality instead of 3 things at 100%. Good enough across the board.

DR

David Rodríguez

Lisbon, PT ✓ Verified

Concert tickets protected

QR code payments at a market in Lisbon. Scanned the vendor's code, paid instantly. No cash needed.

LM

Leo Martín

Madrid, ES

It is fine I guess

Does basic banking okay. Transfers work, card works, app works. Nothing special though. My high street bank does most of the same things and I have had them for decades so the trust factor is higher. Revolut feels like a side account.

LL

Laurent Leroy

Brussels, BE ✓ Verified

Auto-convert is handy

Consolidated all my subscriptions through Revolut so the tracker shows everything in one view. Netflix, Spotify, iCloud, gym.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

AB

Alexander Bergström

Tallinn, EE ✓ Verified

Junior account impressed me

Used salary sorting to automatically move 20% of my pay into a vault I can't easily access. Forced savings working better than willpower.

AH

Alexander Hall

Toronto, CA ✓ Verified

Year on year comparison

Revolut vs Monzo comes up a lot. For me it's Revolut for multi-currency and Monzo for the community vibe. Both have their place.

RM

Richard Martin

Los Angeles, US ✓ Verified

Fair and honest take

my barber takes Revolut payment links now. text me a link after my haircut, i pay walking out the door.

NM

Noah Müller

Berlin, DE ✓ Verified

Five stars earned

Group vault with flatmates for utility bills. Everyone contributes. No more chasing people for their share.

DG

Daniela Greco

Valletta, MT ✓ Verified

Online checkout faster

My daily driver for 2 years now. Reliable, fast, clean app experience.

SG

Simone Galli

Athens, GR ✓ Verified

Selfie verification fast

the auto-detect feature for recurring payments is useful. spotted my disney+ renewal and asked if i still wanted it. i did but nice of them to check.

LR

Lorenzo Raimondi

Valletta, MT ✓ Verified

Month one review

Used the app's receipt scanning feature to match transactions with photos of receipts. Useful for expense reports.

BH

Bram Hendriks

Amsterdam, NL ✓ Verified

Small amounts fine too

The travel card alone justifies the free tier. Spent 3 weeks across Europe with zero fees.

JK

Jonas Koch

Zurich, CH ✓ Verified

Analytics opened my eyes

International transfers are fast for major corridors. UK to EU is almost instant. UK to some African countries takes a day or two.

TL

Tobias Lange

Zurich, CH ✓ Verified

Salary sorting clever

The card arrived in a genuinely nice package. Small detail but it felt like they cared about first impressions.

ZK

Zuzanna Kozłowski

Prague, CZ ✓ Verified

Love the budgeting

My bus pass auto-tops up through Revolut. One less thing to remember each month.

LD

Lucas Dekker

Amsterdam, NL ✓ Verified

Straightforward assessment

The card works at contactless terminals across Europe without any issues. Only failed once at a very old chip-only machine in rural Greece.

DD

Dan Dima

Sofia, BG ✓ Verified

Better than zero percent

Simple, clean, fast, and free for the basics. Everything else is noise.

LM

Lillian Mitchell

Toronto, CA ✓ Verified

Clean and simple app

spending limit feature saved me during a bad online shopping habit phase. set a £200 weekly cap and stuck to it.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

WT

William Turner

Dublin, IE ✓ Verified

Household expenses tracked

Freelancer getting paid in multiple currencies. Before Revolut I was losing 3-4% on every conversion through my bank.

MG

Maja Grabowski

Bratislava, SK ✓ Verified

NFC payments reliable

The card usage stats show I've made 847 transactions this year. That's a lot of taps.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

MS

Mariana Stoica

Bucharest, RO ✓ Verified

Reliable without drama

Received a chargeback successfully after a hotel overcharged me by £200. The dispute process in the app was straightforward.

MT

Margaux Thomas

Paris, FR

Good for large transfers

the disposable card saved me from a subscription trap. signed up for a trial, card expired, done. no awkward phone call to cancel.

GG

Giulia Greco

Valletta, MT ✓ Verified

Crypto feature is handy

Night and weekend crypto trading is available. Useful when markets move after hours.

LP

Lars Persson

Riga, LV ✓ Verified

Vaults are genius

Revolut Pay at online checkouts is faster than typing my card number. One tap checkout is the future.

JG

Jakub Grabowski

Vilnius, LT ✓ Verified

Financial ombudsman filed

Turned off online card payments entirely on my main card. Use a virtual card for each online purchase instead. Zero fraud risk.

KK

Kumar Koh

Singapore, SG ✓ Verified

Commodity gold was fun

Held money in USD during a GBP dip, then converted back when the rate recovered. Small gain but satisfying.

CF

Christina Fischer

Zurich, CH ✓ Verified

Brief update after a year

Bill splitting calculates each person's share and sends requests automatically. Perfect for group dinners.

IT

Isabelle Thomas

Luxembourg, LU ✓ Verified

Middle East mostly fine

The vault locking feature means I can make savings I literally can't access until a set date. Forced discipline.

JN

Julia Navarro

Lisbon, PT ✓ Verified

Airplane mode card works

Two factor authentication via the app is more secure than SMS codes in my opinion. Feels properly protected.

LM

Luminița Mocanu

Budapest, HU ✓ Verified

Saved me real money

Replaced both my travel card and my current account. One less app on my phone, one less thing to worry about.

AJ

Axel Jakobsson

Tallinn, EE ✓ Verified

Daily user perspective

The card design refresh looks clean. Previous generation was a bit bland.

RR

Ruby Ryan

Sydney, AU ✓ Verified

Frequent traveler take

my landlord asked why my rent always arrives at exactly midnight on the 1st. standing orders through revolut are precise.

LP

Laura Preda

Budapest, HU ✓ Verified

Group vaults useful

Been trying to close my account for 6 weeks. Every time I contact support they say it's being processed. Still open. Still charging me.

OW

Oliver Wood

Dublin, IE ✓ Verified

Document upload worked

Sending money to friends is instant and free. Split bills at dinner in 5 seconds.

EW

Ella Wilson

Toronto, CA ✓ Verified

Simple and effective banking

Set up a vault called 'emergency fund' and the round-ups filled it to £500 without me noticing. Now I actually have an emergency fund.

LP

Lucas Persson

Helsinki, FI ✓ Verified

Community driven somewhat

Great and simple. Legit.

TD

Thomas Dubois

Paris, FR ✓ Verified

P2P transfers instant

Instant notifications every time I tap my card. My old bank took 2 days to show transactions.

JB

Jade Bernard

Brussels, BE ✓ Verified

Recommend to friends

Revolut's customer base is big enough now that splitting bills with friends is easy. Almost everyone I know has it.

CJ

Carlos Jiménez

Lisbon, PT ✓ Verified

Worst bank experience of my life

My card was blocked during a holiday in Japan. No warning. Chat support had a 4 hour wait. I was stranded without access to money in a forrign country. When I finally got through they said it was a routine security check. A routine check that left me unable to pay for my hotel. Unacceptable.

BU

Bogdan Ungureanu

Budapest, HU ✓ Verified

Referral bonus actually works

Standing orders execute at midnight precisely. My rent, phone bill, and gym come out automatically every month.

RR

Roberta Romano

Zagreb, HR ✓ Verified

KYC was painless

Used it to receive a PayPal withdrawal in GBP and simultaneously hold EUR for an upcoming trip. Multi-currency is genuinely practical.

FI

Florin Ionescu

Sofia, BG ✓ Verified

Fast P2P payments

The analytics email that arrives every Monday morning is my financial version of a weekly standup. Keeps me accountable.

AA

Alexander Andersson

Copenhagen, DK ✓ Verified

Replacement card fast

Got the physical card as a backup to my phone payments. In 8 months I've used the physical card maybe 5 times.

Nicoleta Șerban

Budapest, HU ✓ Verified

Quick thoughts on Revolut

The app's search function lets me find specific transactions instantly. Try finding a specific payment in your Barclays statement. Good luck.

AT

Anca Tudor

Budapest, HU ✓ Verified

Stock trading basic but fine

the tipping feature when paying at restaurants in the app is convenient. quick and easy to add a percentage.

JW

John Wilson

Toronto, CA ✓ Verified

Spreading the word

Airport currency exchange wanted 15% spread on GBP to JPY. Revolut did it at mid-market. No contest.

SDL

Sofia De Luca

Nicosia, CY ✓ Verified

Right decision to join

Revolut doesn't try to be your friend like some banking apps. It just works efficiently. Respect that.

JS

Jan Svensson

Tallinn, EE ✓ Verified

Premium insurance paid out

Analytics show spending by category, merchant, country. Actually useful for expense tracking.

OD

Oana Dobre

Bucharest, RO ✓ Verified

Widget shows balance fast

Device insurance on Metal plan covered my cracked iPad screen. £50 excess, paid out in a week.

MB

Maxime Bernard

Luxembourg, LU ✓ Verified

Instant notifications rock

The Learn section in the app has short articles about investing and budgeting. Nothing groundbreaking but decent for beginners.

LH

Lena Hartmann

Berlin, DE ✓ Verified

Lounge access hit or miss

The weekly spending summary email is a nice touch. Quick snapshot without opening the app.

JS

Jonas Schmid

Zurich, CH ✓ Verified

First tap was exciting

Used Revolut for 43 months. Unfortunately account verification took too long and support didn't resolve it properly. Considering switching to another bank.

SL

Sarah Lambert

Luxembourg, LU ✓ Verified

Still using still happy

Used Revolut Pay at checkout on ASOS. Faster than PayPal, faster than typing my card number. Why isn't every website using this.

RB

Riccardo Bellini

Ljubljana, SI ✓ Verified

Yearly summary was revealing

Upgraded from free to Premium and the perks justify the cost if you travel more than 3 times a year.

SM

Stefan Magnusson

Copenhagen, DK ✓ Verified

Card everywhere

Pin security on the app means even if someone steals my phone they can't access my money without the code.

NZ

Niklas Zimmermann

Vienna, AT ✓ Verified

Better than Monzo overall

Paid for my MOT through Revolut. Mechanic had to ask what card it was because it looked different. Brief brand ambassador moment.

PR

Paolo Rossi

Rome, IT ✓ Verified

Spending categories accurate

Used the savings challenges feature. Saved £500 in a month using the 52-week challenge method. Gamification works on me apparently.

NW

Nicholas Williams

Los Angeles, US ✓ Verified

Interest rate improving

Switched from Monzo six months ago and haven't looked back. Multi-currency is genuinely useful, not a gimmick.

MZ

Mateusz Zieliński

Vilnius, LT ✓ Verified

Chat support adequate

Budget notifications when I'm approaching my weekly limit are like a gentle financial conscience.

GG

Gabriele Giordano

Zagreb, HR ✓ Verified

Not a full bank yet

My bank charges £10 for an international transfer. Revolut charged 47p for the same amount to the same country.

CL

Charlotte Lehmann

Zurich, CH ✓ Verified

Fraud caught before I noticed

Used Revolut for 92 months. Unfortunately transfers were delayed multiple times and support didn't resolve it properly. Considering switching to another bank.

HR

Hunter Roberts

Sydney, AU ✓ Verified

Nice unboxing experience

Compared fees with TransferWise for a one-off large payment. Revolut was marginally cheaper on that specific corridor. Close competition.

CD

Cosmin Dumitrescu

Budapest, HU ✓ Verified

Replaced my old bank

Set up a vault called 'PS5 fund'. Saved up entirely through round-ups in 4 months. Gaming funded by loose change.

DP

Dan Popescu

Budapest, HU ✓ Verified

Caribbean trip worked

Revolut is basically what I imagined banking would look like in 2026. My actual bank is still stuck in 2006.

CT

Charlie Thompson

Dublin, IE ✓ Verified

Simple honest review

FSCS protection up to £85,000 means I trust it with serious money. Wouldn't do that without deposit insurance.

SJ

Sophia Jones

London, GB ✓ Verified

Council tax sorted

Sent money to my sister in Poland. Arrived in zloty within an hour. She was shocked by how fast it was.

LW

Linda White

Los Angeles, US

Dark mode appreciated

Revolut in 2026 is what I wished my bank was in 2016. A decade of progress in the right direction.

TS

Tom Schulz

Zurich, CH ✓ Verified

Predictable and stable

the referral program gave me and my friend 60 quid each. actually paid out which surprised me based on other apps.

MT

Miguel Torres

Lisbon, PT ✓ Verified

Spending limits discipline me

Three words: it just works.

AK

Adam Kowalczyk

Warsaw, PL ✓ Verified

Rent paid automatically

Metal card looks premium and the cashback actually covers the subscription over time.

DDL

Davide De Luca

Nicosia, CY ✓ Verified

Collaborative banking

Notification: You spent £4.50 at Costa. Notification: You spent £2.30 at Sainsbury's. I KNOW. But honestly I'd miss them if they were gone.

EL

Eva Lindqvist

Stockholm, SE ✓ Verified

mixed feelings after 6 months

started great but then got hit with a random account review. had to submit payslips, bank statements, utility bills. account was limited for 2 weeks during the review. everything is fine now but left a sour taste

DF

Diana Florea

Budapest, HU ✓ Verified

FSCS protection matters

Used Revolut Pay at Asos checkout. One tap, confirmed with face ID, done. Faster than entering card details.

PR

Phoebe Robinson

London, GB ✓ Verified

Competitive offering

my favourite feature is the least glamorous one: instant balance updates after every transaction. my old bank took days.

IJ

Isabel Jiménez

Madrid, ES ✓ Verified

Apple Pay flawless

Instant online transactions. Big time.

MU

Mariana Ungureanu

Bucharest, RO ✓ Verified

No phone support is bad

Had a chargeback dispute with an airline that went bankrupt. Revolut processed the refund within 3 weeks. Clean process.

DY

David Young

Los Angeles, US ✓ Verified

Metal card is premium

The spending heatmap shows me geographically where I spend. Mostly within 2 miles of my flat apparently.

KK

Katarzyna Król

Prague, CZ ✓ Verified

Makes managing money feel easy

The analytics dashboard breaks down my spending in a way my old bank never could. I can see exactly how much I spent on groceries, restaurants, transport — everthing auto-categorised. Savings vaults with round-ups have helped me save without thinking about it.

TM

Tobias Meyer

Zurich, CH ✓ Verified

Best card for travel

Google Pay works just as well as Apple Pay for Android users. No second-class citizen treatment on this platform.

DM

Daniel Magnusson

Riga, LV ✓ Verified

Remote worker companion

Partner and I track our shared spending through linked vaults. Transparency in finances actually improved our relationship.

OH

Olivia Hall

Sydney, AU ✓ Verified

Charitable round-ups nice

Paid for a parking meter abroad using contactless. Small moment but it felt like the future.

VD

Vasile Dumitrescu

Sofia, BG ✓ Verified

FX rates competitive

Shared my referral link at work. Four colleagues signed up. Got my bonuses. Revolut's referral game is strong.

LM

Lucie Morel

Paris, FR ✓ Verified

Compliance reasonable mostly

Converted GBP to EUR at 2am when the rate dipped. Instant conversion. Try doing that with a high street bank.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

LG

Lucie Garcia

Luxembourg, LU ✓ Verified

Savings growing steadily

got locked out of my account briefly because i entered the wrong passcode too many times. my own fault but the recovery process was quick.

ZH

Zoey Hill

Toronto, CA ✓ Verified

Student budget helper

Two years ago I would have laughed at using a phone app as my main bank. Now my HSBC account just sits there collecting dust.

EM

Emanuele Moretti

Athens, GR

Made budgeting possible

Connected my Revolut to YNAB through open banking. Now my budget updates automatically without manual entry. Integration works perfectly.

SN

Sebastian Nowakowski

Warsaw, PL ✓ Verified

Monzo for community Revolut for features

Best thing about Revolut is that it makes me WANT to check my finances instead of avoiding them.

SR

Sara Rizzo

Ljubljana, SI ✓ Verified

Asia trip no issues

Been with Revolut for 18 months. Easy to use interface but physical card delivery took time. Overall still recommend.

ES

Elias Schmitt

Vienna, AT ✓ Verified

PIN in app is smart

Subscription tracking caught a gym membership I forgot to cancel. Been paying £30 a month for a gym I haven't visited since January. Feature paid for itself.

CH

Carter Harris

Toronto, CA ✓ Verified

Long time user update

Upgraded from Standard to Plus. Not sure it's worth the £3.99 per month honestly. The perks are marginal.

EW

Ella Walker

Toronto, CA ✓ Verified

ROI positive on Premium

The spending limit per category is the feature I didn't know I needed. Set £200/month for eating out and I've stuck to it.

RD

Ryan Davis

Los Angeles, US ✓ Verified

Weekly email is useful

Card controls in the app let me disable online payments, ATM withdrawals, or contactless individually. Granular security.

BT

Brandon Tay

Singapore, SG ✓ Verified

Card arrived in 4 days

Been with Revolut for 110 months. Convenient for daily banking but customer service could be faster. Overall still recommend.

DM

Daniel Moore

New York, US ✓ Verified

Measurable benefit

Revolut in Eastern Europe is seamless. Used across Poland, Hungary, and Czech Republic with zero card issues.

KL

Kristina Lind

Copenhagen, DK ✓ Verified

Business account easy setup

Fractional share purchases are good for starting small. Bought £20 of Apple stock just to see how it works.

JdG

Julia de Graaf

Amsterdam, NL

Africa limited but okay

Genuinely cannot think of a single thing I'd change about the free tier. It does everything a basic banking customer needs.

EM

Elisa Mancini

Athens, GR ✓ Verified

Barclays gathering dust now

QR code payments at some European markets. Scanned, paid, done. No card, no cash, no fumbling.

SK

Sara Karlsson

Stockholm, SE ✓ Verified

Payment links convenient

Security questions pop up occasionally when I pay at unusual locations. Mildly annoying but I'd rather have that than no protection.

SM

Silvia Martín

Lisbon, PT ✓ Verified

Virtual card instant

The fact that I can see my spending in real-time instead of waiting for my bank statement at the end of the month is reason enough to switch.

CI

Carmen Ionescu

Sofia, BG ✓ Verified

Card replacement smooth

Used Revolut throughout my entire university experience. Graduation present to myself was upgrading to Premium.

JB

Jonathan Blake

Toronto, CA ✓ Verified

Passcode recovery quick

Revolut didn't exist when I was a student. My kids are going to grow up with proper digital banking from day one. Lucky generation.

KH

Karl Hansson

Riga, LV ✓ Verified

Transparent and honest

The fact I can hold 30+ currencies in one account still amazes me. My bank offers GBP and a confused look.

BM

Bartosz Michalski

Bratislava, SK ✓ Verified

Card controls granular

The spending categories are mostly accurate. It correctly tagged my Netflix subscription as entertainment but put my gym as 'shopping' which makes no sense.

AL

Alice Lombardi

Zagreb, HR ✓ Verified

Gap year essential

Card got cloned somehow. Revolut's fraud detection caught it before I even noticed. Frozen card, replacement ordered, all within minutes.

MR

Maria Rossi

Ljubljana, SI ✓ Verified

App almost never crashes

Setup a recurring transfer to my ISA provider. Happens automatically on the 1st of each month. Set and forget.

AT

Ava Taylor

Toronto, CA ✓ Verified

My experience so far

Been recommending Revolut to literally everyone since 2023. Probably personally responsible for about 15 signups through the referral program.

ÁR

Álvaro Rodríguez

Madrid, ES ✓ Verified

Worst experience

the recurring payment to my savings vault every Friday feels like paying myself first. automates the hardest part of saving.

MW

Magdalena Wróbel

Vilnius, LT ✓ Verified

Travel game changer fr

went through 6 countries in 3 weeks, paid for everything with revolut card, zero fees. the app even shwed me spending breakdowns by country which was cool. only minor thing is ATM withdrawals have a monthly limit on the free plan but i mostly paid by card anyway

KS

Karin Svensson

Stockholm, SE ✓ Verified

Europe road trip sorted

Card blocked by fraud protection after a large unusual purchase. Called nobody. Just opened the app, confirmed it was me, card unblocked in 30 seconds.

SD

Sorin Dima

Budapest, HU ✓ Verified

Replaced my high street bank

After 15 years with Barclays I made the switch. Virtual cards for online shopping, instant notifications for every transaction, and the budgeting analytics actually helped me save about 300 quid last quarter. The only thing missing is cheque deposits but honestly who uses cheques anymore.

SO

Szymon Olszewski

Bratislava, SK ✓ Verified

scammed by compliance

they closed my account citing compliance reasons but wont tell me what i did wrong. my salary was in there. took 6 weeks to get the money sent to my other acount. no phone support, just a chatbot loop. avoid.

JZ

Justyna Zieliński

Vilnius, LT ✓ Verified

Development team active

Compared Revolut vs N26 for a year. Revolut wins on features and currency support. N26 has slightly better UI but fewer tools.

AL

Alfie Lewis

London, GB ✓ Verified

It is fine I suppose

Does basic banking okay. Transfers work, card works, app works. Nothing special though. For the UK market there are honestly better options for domestic banking. Revolut is best as a travel companion, not a main account.

MM

Marco Mariani

Athens, GR ✓ Verified

No loans available

Revolut gave me my first real visibility into where my money actually goes. Before this I just knew I had less each month.

LE

Leonardo Esposito

Ljubljana, SI ✓ Verified

Deliveroo addiction revealed

Pension payment from France arrives in EUR, gets converted to GBP at mid-market rate. Retirement made simpler.

PB

Phoebe Baker

London, GB ✓ Verified

Small business friendly

I'm a terrible saver. The round-ups are the only reason I have any savings at all. £2 here, £1.50 there, somehow adds up to real money.

VG

Valentina Gallo

Ljubljana, SI ✓ Verified

Support resolved it

My freelance invoices get paid into my Revolut business account in USD. Convert when the rate suits me, not when the bank decides.

GC

Giovanni Conti

Ljubljana, SI ✓ Verified

Attention to detail

Physical card stopped working after 2 years. Replacement arrived in 5 days. Meanwhile virtual card on phone covered everything.

LS

Lorenzo Santoro

Nicosia, CY ✓ Verified

Escalation worked well

Not available in every country which limits its usefulness for true global nomads. Fine for Europe and major markets.

OZ

Oliwia Zieliński

Vilnius, LT ✓ Verified

Financial literacy improved

The spending calendar view shows daily totals. Interesting to see which days of the week I spend most on.

FB

Filippo Bianchi

Athens, GR ✓ Verified

Support was slow sadly

USED THE METAL CARD TO TAP ON THE TUBE FOR A YEAR. STILL LOOKS NEW. QUALITY BUILD.

CD

Clara Dupont

Paris, FR ✓ Verified

Intuitive navigation

Apple Watch payments work flawlessly. Tap my wrist, done. Feel like I'm living in the future.

AF

Anna Fischer

Zurich, CH ✓ Verified

YouTube review was accurate

Commodity trading is a weird addition to a banking app but I bought some gold just to try it. Small position, fun experiment.

MM

Maxime Mercier

Paris, FR ✓ Verified

No overdraft option

Used the disposable virtual card for a free trial signup. Card expired, subscription couldn't charge. No awkward cancellation call needed.

MW

Max Weber

Berlin, DE ✓ Verified

Vault returns modest

The financial product comparisons in the app help me understand what each tier offers. Transparent upselling at least.

AL

Anna Lundqvist

Copenhagen, DK ✓ Verified

Balanced perspective

Had to show my Revolut balance as proof of funds for a visa application. The in-app statement worked and the embassy accepted it.

CP

Cristina Preda

Sofia, BG ✓ Verified

Transfer speed impressive

My nan would hate this app. No branches, no chequebook, everything on a phone. But for anyone under 60 it's perfect.

ML

Margaux Lefebvre

Brussels, BE ✓ Verified

Festival season sorted

My parents both use Revolut now. Took some convincing but they love the notifications showing exactly where their money goes.

OM

Oliver Martin

London, GB ✓ Verified

Upgraded no regrets

Went travelling for 6 months straight. Revolut was the only financial product I needed the entire time.

SC

Silvia Caruso

Athens, GR ✓ Verified

Smooth and responsive

Premium includes device insurance which actually covered my cracked phone screen. The excess was reasonable. Unexpected win from a banking subscription.

TM

Thomas Martin

London, GB ✓ Verified

Downloaded on a whim

METAL CARD FEELS INCREDIBLE IN YOUR HAND. The weight alone makes people ask about it. Cashback pays for the subscription within two months of normal spending.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

AN

Andrea Neumann

Berlin, DE ✓ Verified

Chargeback successful

The yearly spending summary in January was eye-opening. Apparently I spent more on Deliveroo than on groceries. Wake-up call.

SH

Stefan Hoffmann

Vienna, AT ✓ Verified

Freelancer approved

Wish they had a desktop app. I manage my finances on my laptop and having to use the mobile app or clunky web version is annoying.

AB

Aurora Barbieri

Rome, IT ✓ Verified

Works offline for basics

The standing order system lets me pay rent, council tax, and utility bills automatically. Set it up once in September, haven't thought about it since.

LG

Luke Gagnon

Toronto, CA ✓ Verified

Disposable cards genius

Been with Revolut for 100 months. Convenient for daily banking but verification process was slow. Overall still recommend.

MS

Mathis Simon

Brussels, BE ✓ Verified

Free ATM limit fair

The interest on savings vaults went up recently. Still not market leading but better than the 0.01% my Barclays account gives me.

FM

Francisco Moreno

Lisbon, PT ✓ Verified

HSBC can't compete

Moved my entire payroll to Revolut. Direct debits, standing orders, all switched within a week. Smoother transition than expected.

ME

Martin Eriksson

Riga, LV ✓ Verified

Two factor feels secure

Transferred euros to a friend in Germany. He received them in about 15 minutes. He was amazed. His bank charges €5 for incoming transfers.

SJ

Stefan Jakobsson

Copenhagen, DK ✓ Verified

Heavy user feedback

Tried to use the Revolut lounge pass at Gatwick. The lounge was full. Got turned away. That's not really Revolut's fault but still disappointing.

SG

Sergio Gastaldi

Nicosia, CY ✓ Verified

Gig economy ready

Cash withdrawal abroad worked fine in Japan, which surprised me. Heard mixed things but the 7-Eleven ATMs accepted it every time.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

CR

Carlo Romano

Athens, GR ✓ Verified

Trends over time shown

Tried the crypto feature. Bought some Bitcoin. The spread is wider than Coinbase but convenience of having it all in one place wins.

HL

Hanna Lundqvist

Stockholm, SE ✓ Verified

Consistent experience

Used it for a house deposit transfer from my parents. £25,000 moved in minutes. Bank would have taken days and charged fees.

SS

Stefan Svensson

Oslo, NO ✓ Verified

Originally just for travel

the joint account feature STILL isn't available. been asking for this for two years. please revolut.

DK

Dorota Kowalczyk

Vilnius, LT ✓ Verified

Micro-transactions no issue

Student discount on Premium would be nice. Full price is a stretch on a uni budget but the travel perks are genuinely useful.

EJ

Emma Jansson

Riga, LV ✓ Verified

Day one user still here

Revolut's approach to budgeting is passive rather than preachy. Shows you the data, lets you decide. Doesn't lecture.

JJ

Johanna Jakobsson

Tallinn, EE ✓ Verified

South America worked fine

Used the salary advance when a freelance payment was late. Bridged the gap without dipping into savings. Worth the small fee.

FM

Federico Mancini

Athens, GR

Solid for everyday banking

Handles my salary, bills, and savings well. The Vaults feature is surprsingly motivating. Took a star off because I got a random source-of-funds check after 8 months that froze my account for 3 days. Resolved fine but the anxiety was not fun.

CW

Charlie White

Dublin, IE ✓ Verified

Security controls are solid

The referral programme works but the terms change frequently. Check the current offer before sharing your link.

AR

Alba Ruiz

Madrid, ES ✓ Verified

Open banking connected

Q: Can it replace a traditional bank? A: For daily spending and travel, absolutely. For mortgages and credit products, no.

CS

Constantin Stanciu

Budapest, HU ✓ Verified

Five stars from a skeptic

Honestly I was suspicious of app-only banks for years. A colleague finally convinced me to try it for a work trip. That was 18 months ago and I haven't looked back. The instant spending notifcations alone are worth it. I upgraded to Premium for the lounge access.

RD

Răzvan Dima

Sofia, BG ✓ Verified

App improving constantly

Managed household expenses for a family of four entirely through Revolut. Vaults for each category keep things organised.

MF

Manuel Fernández

Lisbon, PT ✓ Verified

Digital nomad standard

Lost my card in Barcelona. Ordered replacement from the app. Used virtual card on Apple Pay for the rest of the trip. Barely noticed the physical card was gone.

AL

Artur Lewandowski

Bratislava, SK ✓ Verified

Location-based freeze useful

Accidentally sent money to the wrong person through the app. Support reversed it within the hour. Mistakes happen and they handled it well.

FH

Franziska Hartmann

Vienna, AT ✓ Verified

Fractional shares interesting

The app crashed during a payment at Tesco last month. Embarrassing. Had to use cash. Works fine 99% of the time but that 1% stings.

CD

Chloé Durand

Luxembourg, LU ✓ Verified

Coffee spending shock

Opened a business account expecting it to be complicated. Was set up and verified in under an hour. Accepting payments the same day.

FM

Francesco Mariani

Nicosia, CY ✓ Verified

The graph motivates me

The exchange rate notification woke me up at 6am on a Tuesday. GBP/EUR hit my target. Converted half my savings immediately.

MZ

Marek Zawadzki

Vilnius, LT ✓ Verified

Pension management adjacent

My credit score hasn't changed since using Revolut because they don't do credit checks. It's a prepaid/debit model. Good for some, limiting for others.

OP

Olivia Patel

Sydney, AU

Account frozen briefly

Best feature nobody talks about: the ability to freeze and unfreeze your card instantly. Lost my wallet, froze the card in 3 seconds from my phone, found the wallet an hour later, unfroze.

CI

Cristian Ionescu

Sofia, BG ✓ Verified

Better than advertised

Revolut's biggest selling point for me isn't any single feature. It's that everything is in one app and it all works together seamlessly.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

LC

Luca Castellani

Zagreb, HR ✓ Verified

TrustPilot reviews were right

Revolut doesn't have the best savings rate. Doesn't have the best trading. Doesn't have the best crypto. But it has ALL of them in one app and that's the point.

AG

Anna Greco

Ljubljana, SI ✓ Verified

Trustworthy platform

account security feels robust. biometric login, transaction notifications, customizable card controls. modern security done right.

AK

Aleksandra Kamiński

Warsaw, PL ✓ Verified

Mediterranean holiday sorted

Been in a few situations where cash was king and my Revolut card didn't help. Always carry some local currency as backup.

JK

Jan Karlsson

Stockholm, SE ✓ Verified

Partner convinced me

Used it throughout a road trip across Spain, France, and Italy. Three currencies, zero fees, one card.

JA

John Anderson

Los Angeles, US

Colleague showed me

Upgraded to Plus just for the price alerts on currencies I regularly convert. Small subscription, meaningful feature.

BJ

Bart Jacobs

Amsterdam, NL ✓ Verified

Subscription tracker caught one

Account got frozen for 4 days with no explanation. Had to use my backup Starling card for everything. Resolved eventually but scary.

OJ

Oscar Jonsson

Helsinki, FI ✓ Verified

Chase UK savings better though

Can't get a mortgage from Revolut. Can't get a loan. Can't get a credit card. It's a spending account, not a bank. Know the difference before signing up.

SL

Sofia Lundqvist

Oslo, NO ✓ Verified

Invoicing basic but works

The app's dark mode is easy on the eyes for late-night balance checking. Small thing but appreciated.

AZ

Artur Zieliński

Bratislava, SK ✓ Verified

N26 didn't compare

Upgraded to Premium primarily for the overseas medical insurance. Used it once in Spain and it genuinely covered the clinic visit.

GM

George Marinescu

Sofia, BG ✓ Verified

ATM withdrawals fine abroad

Not sure about the crypto feature. The spread seems wider than dedicated exchanges. But for someone who just wants a tiny bit of Bitcoin exposure it's fine.

AL

Axel Larsson

Oslo, NO ✓ Verified

Habits trackable

honestly the round-up feature into vaults has saved me more money than any budgeting app i've tried. small amounts add up quick.

OJ

Oliver Jönsson

Stockholm, SE ✓ Verified

Metal for the flex

Decent banking app. Does 90% of what I need. The missing 10% is serious banking stuff like mortgage products and proper savings rates.

LC

Lorenzo Caruso

Ljubljana, SI

Room for improvement

The app's search function finds any transaction instantly. Type the merchant name, see every purchase. Faster than scrolling.

EJ

Emma Johnson

Toronto, CA ✓ Verified

Does the job well

Three years now. Card has never been declined except once in a small village in Portugal where they only took cash anyway.

KB

Katharina Becker

Zurich, CH ✓ Verified

Backpacking companion

Customer service took 3 days to respond to a simple question. For a fintech company in 2026 that's embarrassingly slow.

PK

Paweł Kwiatkowski

Vilnius, LT ✓ Verified

Changed my financial habits

the stock trading is very basic compared to Trading 212 or FreeTrade. fine for buying a few shares casually but not a real trading platform.

AM

Alexander Martin

London, GB ✓ Verified

Downgraded and happy

Birthday money from relatives went straight into a vault. Didn't even have to ask them for cash, they just sent it through the app.

JL

Jenny Lindgren

Riga, LV ✓ Verified

Mainly a spending account

Using Revolut as a travel agency employee. I recommend it to every client heading abroad. The exchange rates save them money and save me from explaining bureau de change options.

IM

Iwona Mazur

Warsaw, PL ✓ Verified

Onboarding took 10 minutes

Opened a business account for my Etsy shop. Invoicing is basic but it works. Payments come in faster than through PayPal.

NC

Nicole Chua

Singapore, SG ✓ Verified

YNAB integration works

The insurance that comes with Premium actually paid out when my flight got cancelled. Didn't expect that to actually work.

DG

Davide Gallo

Valletta, MT ✓ Verified

Getting closer to full banking

Would definitely recommend!

LN

Leon Neumann

Zurich, CH ✓ Verified

Family finances organized

my flatmate owes me for 3 months of bills. one revolut request later and he couldn't pretend he forgot anymore.

WM

Weronika Michalski

Bratislava, SK ✓ Verified

Contactless everywhere

International transfers within the EU arrive basically instantly through SEPA. Sometimes faster than sending to another UK bank.

PM

Patricia Molina

Madrid, ES

Spending under control

App update last month broke the widget temporarily. Fixed within a day but I was mildly annoyed.

PM

Paolo Mancini

Nicosia, CY ✓ Verified

Reliable day to day

Revolut made me realise how much my old bank was quietly taking from me through bad exchange rates and monthly fees.

SR

Simon Richter

Berlin, DE ✓ Verified

No credit products yet

The crypto staking feature is new and the returns are modest but it's interesting to see a banking app experiment with DeFi-adjacent features.

MO

Maria Olofsson

Oslo, NO ✓ Verified

Fintech at its finest

The card replacement process after mine expired was smooth. New card arrived 3 days before the old one expired. Good planning on their part.

OG

Oscar Gustafsson

Stockholm, SE ✓ Verified

Starling is close second

Used Revolut to collect payments for a charity event. The payment links feature made it easy for people who don't have the app.

EL

Ella Lundqvist

Stockholm, SE ✓ Verified

Decent banking frank assessment

Tried setting up a direct debit to HMRC for my self-assessment. Worked first time. Was worried it wouldn't be accepted but no issues.

SK

Sebastian King

Toronto, CA ✓ Verified

solid

does what it says. fast transfers, good rates, no drama.

RO

Raj Ong

Singapore, SG ✓ Verified

Weekly caps work

If you travel more than twice a year, Revolut pays for itself in saved fees. That's not marketing, that's just maths.

AW

Antoni Wasilewski

Prague, CZ ✓ Verified

NatWest is ancient

NO PHONE SUPPORT IS CRIMINAL FOR A BANK. When my card was stolen abroad I needed to talk to someone immediately. Chat doesn't cut it in emergencies.

MA

Michael Anderson

Toronto, CA ✓ Verified

Less stress about money

the monthly summary email is better than anything my bank ever sent me. actual useful information instead of marketing.

AB

Andrei Barbu

Sofia, BG

Nordic countries perfect

My Revolut card is the most-used card in my wallet by a massive margin. Traditional bank card just sits there now.

NZ

Natalia Zawadzki

Vilnius, LT ✓ Verified

Feels secure enough

Support chat resolved my issue in about 20 minutes. Not instant but not the horror story I was expecting from other reviews.

ZO

Zuzanna Olszewski

Prague, CZ ✓ Verified

Eastern Europe seamless

Revolut is what banking should have been 10 years ago. The fact that traditional banks are still catching up tells you everything.

AA

Adrian Apostol

Sofia, BG ✓ Verified

No regrets switching

Google Pay works just as well as Apple Pay for those of us in the Android world. Tap and go everywhere.

CB

Camille Bonnet

Brussels, BE ✓ Verified

Quiet confidence

Been with Revolut for 61 months. Reliable service but physical card delivery took time. Overall still recommend. Pretty solid.

GF

Giuseppe Fontana

Rome, IT ✓ Verified

Sharing features useful

Used the bill splitting feature at a group dinner for 12 people. Everyone paid their exact share within minutes. The waiter was impressed.

KG

Karin Gustafsson

Riga, LV ✓ Verified

Premium worth it for travel

Got my salary paid into Revolut for the first time last month. Auto-sorting into vaults for rent, bills, and spending is genuinely clever.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

CM

Constantin Mocanu

Bucharest, RO ✓ Verified

Free tier is generous enough

Tap to pay at a market stall in Marrakech. The vendor had a wireless card reader. Revolut worked. My Lloyds card didn't.

HL

Henrik Lundqvist

Tallinn, EE ✓ Verified

Online shopping safer

Revolut in Switzerland with CHF is great. Before this I was getting destroyed on exchange rates every time I crossed the border to France or Germany.

MG

Mihaela Gheorghe

Sofia, BG ✓ Verified

Dispute resolved fast

Tried every neobank in the UK. Monzo for community, Starling for service, Revolut for features. Revolut wins overall by a hair.

CW

Chloe Walker

Dublin, IE ✓ Verified

Glad I made the move

My accountant was skeptical about Revolut for business expenses. After seeing the export reports she changed her mind.

IL

Ingrid Lundberg

Oslo, NO ✓ Verified

Gym membership caught

Splitting a restaurant bill between 8 people used to be a nightmare. Now it takes literally 10 seconds in the app.

WN

William Nelson

Toronto, CA ✓ Verified

Works for my needs

Revolut's biggest weakness is that they try to do everything. Jack of all trades, master of most, but not all.

BW

Betty White

New York, US ✓ Verified

Quick app

The spending heatmap shows me where I spend money geographically. Mostly within a 2-mile radius of my flat apparently. Interesting data.

ME

Matteo Esposito

Nicosia, CY ✓ Verified

Not perfect but close

First bank where checking my balance doesn't give me anxiety. The clean design and clear categorization make money feel manageable.

PF

Philippe François

Paris, FR ✓ Verified

Banking as it should be

The in-app chat support has improved this year. Response times went from hours to about 20 minutes in my experience.

BS

Ben Schröder

Zurich, CH

Two years and counting

Personal finance summary at year end showed total income, spending, savings, and investments across the year. Better than any spreadsheet I could build.

VB

Vincenzo Barbieri

Nicosia, CY ✓ Verified

Peace of mind banking

Opened accounts for me and my partner. Shared vault for household expenses. Transparent and fair.

PM

Patryk Mazur

Prague, CZ ✓ Verified

Week one thoughts

Setting up the account took 8 minutes including verification. Card arrived in 4 days. Fastest bank account opening I've experienced.

FS

Francesco Santoro

Athens, GR ✓ Verified

Fair pricing model

Use Revolut for 100% of my online shopping. Virtual cards mean my real number never touches a merchant database.

JH

Jessica Hill

Dublin, IE ✓ Verified

Exactly what I needed

The auto-exchange feature let me set a target rate and it converted automatically when it hit. Passive currency trading basically.

LO

Lars Olsson

Helsinki, FI ✓ Verified

QR code payments work

Commodity section is niche. Bought a tiny amount of silver for fun. Won't make me rich but interesting to have exposure.

LW

Lewis Williams

London, GB ✓ Verified

Retirement spending tracker

just a simple review: the app does what it says it does. no drama.

CP

Carmen Popa

Sofia, BG ✓ Verified

Boring in the best way

My employer pays into Revolut directly. Works like any other bank account with a sort code and account number.

OB

Oliver Bengtsson

Oslo, NO ✓ Verified

Started skeptical ended converted

Used Revolut for 20 months. Unfortunately customer service was unhelpful and support didn't resolve it properly. Considering switching to another bank.

Response from Revolut

We are sorry to hear about your experience. We have asked our team to take a proper look at your case via the in-app chat. Please check profile > help > support. We will assist as soon as possible. Thank you for your feedback.

DD

David Dubois

Luxembourg, LU ✓ Verified

Fast and fair

Seven countries in three months. Revolut was the only card I needed. ATM withdrawals, restaurant payments, online bookings. All fee-free.

AI

Amanda Ibrahim

Singapore, SG ✓ Verified

Thoughtful features

Took this card to Bali for two weeks. Paid for everything with it. Zero fees. My mate used his Halifax card and got charged on every single transaction.

EE

Ella Eriksson

Riga, LV ✓ Verified

Solid banking no frills review

The passcode + face ID combo makes me feel secure. Haven't heard of anyone getting their Revolut account hacked through the app itself.

LL

Léa Lefebvre

Luxembourg, LU ✓ Verified

Tracking available

Some random restaurant in rural Crete didn't accept Revolut's Visa. Had to pay cash. First time in probably 200 transactions though.

SD

Susan Davis

New York, US ✓ Verified

Told my family about it

Travel insurance claim was rejected first time because I didn't have the right documentation. Resubmitted and it was approved. Process works but read the fine print.

FF

Federico Fontana

Valletta, MT ✓ Verified

Tax reporting helper

Revolut Ultra exists but I can't imagine spending that much monthly on banking. Metal is the ceiling for me.

IS

Ingrid Smit

Amsterdam, NL ✓ Verified

Mostly brilliant

Spent a month in Southeast Asia paying for everything on the Revolut card. Worked in Thailand, Vietnam, Cambodia with zero issues. The real-time conversion rates were always fair. Only reason for 4 stars: the app can be a bit sluggish on older phones.

VI

Vasile Ionescu

Sofia, BG ✓ Verified

Good app, weird account verification

Love the app itself. Smooth UI, fast transfers, great for holidays. But the initial verification asked me to upload documents THREE times because the photos were not clear enough apparently. Once you are in though it is smooth sailing.

MB

Marian Barbu

Sofia, BG ✓ Verified

Trustworthy experience

The percentage change on my savings over time is shown on the vault screen. Motivating when it goes up. Less motivating when it doesn't.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

EG

Emma Gallo

Athens, GR ✓ Verified

Reliable system

Revolut for business expenses reporting is a time saver. Photograph receipt, attach to transaction, export PDF at end of month.

PS

Paulina Stępień

Bratislava, SK ✓ Verified

Proper banking license

The app rarely crashes. Maybe twice in 2 years. Compared to my banking apps from Barclays and HSBC that's exceptional stability.

AF

Alessia Ferrara

Rome, IT ✓ Verified

Budget alerts timely

Charity round-ups might only be pennies per transaction but over a year I've donated over £60 without ever making a conscious decision to give.

MP

Max Peters

Amsterdam, NL ✓ Verified

Would sign up again

Power went out at a pub and their card machine went offline. Only time in 2 years I wished I had cash because of Revolut.

DN

Diego Navarro

Madrid, ES ✓ Verified

Future of banking

Used it to collect money for a charity run. Shared a payment link on social media. £340 raised with zero platform fees.

EA

Emil Apostol

Bucharest, RO ✓ Verified

Superb account

Multi-device support means I access my account from phone and tablet. Balances sync in real time across both.

AJ

Alice Jonsson

Riga, LV ✓ Verified

Digital first and best

No paper statements cluttering my flat. Everything digital, searchable, exportable. Modern banking how it should be.

AL

Arthur Lewis

London, GB ✓ Verified

Easy banking

Shared a vault with my partner for wedding savings. Watching it grow together was oddly romantic. Yes I know that sounds weird.

EJ

Emily Jones

London, GB ✓ Verified

Smooth system

Tried the Metal plan for 3 months. The cashback is nice but not enough to justify £14.99 a month for my spending level. Downgraded back to Premium.

LR

Liam Roberts

Toronto, CA ✓ Verified

Tried it liked it

Opened my account primarily for the crypto feature. Ended up using it for everything else too. The banking side is actually excellent.

LA

Lisa Axelsson

Stockholm, SE ✓ Verified

Verification was smooth for me

Used the salary advance feature once when I was short before payday. Helpful but the fee makes it not great for regular use.

EL

Emma Lambert

Luxembourg, LU ✓ Verified

Great product

Deleted my PayPal account after switching international payments to Revolut. Better rates, faster delivery, cleaner experience.

BT

Benjamin Taylor

Dublin, IE ✓ Verified

Decent banking candid review

Customer support escalated my issue when the first agent couldn't resolve it. Got a specialist within an hour. That's how it should work.

JW

Joshua Walker

Dublin, IE ✓ Verified

Fast platform

Bought fractional shares of Apple and Tesla through the app. tiny amounts but it demystified investing for me.

GA

Gabriel Andreescu

Budapest, HU ✓ Verified

Ski trip covered

Bought concert tickets from a dodgy reseller using a disposable virtual card. Tickets were fake. Disputed the charge and got refunded in 2 days.

PS

Patricia Smith

New York, US ✓ Verified

Pleasant platform

FOUR YEARS AND COUNTING. Started with the free card on a whim. Now my entire financial life runs through this app.

AM

Anna Marino

Valletta, MT ✓ Verified

Great tool

Five months in and no complaints. Does what it promises. Wish I could say the same about my gym membership.

AL

Annika Lundqvist

Riga, LV ✓ Verified

Clean system

The graph showing my net worth over time is motivating when it goes up and depressing when it doesn't. Full transparency I guess.

AQ

Adam Quek

Singapore, SG ✓ Verified

Post-holiday review

Revolut's community on Reddit is active. Found answers to obscure questions about card limits and currency corridors there.

SA

Sara Axelsson

Riga, LV ✓ Verified

Brilliant banking 2024 review

Perfect for a gap year. Worked in Australia, Thailand, New Zealand without ever needing to exchange cash at an airport booth.

AM

Alina Marin

Sofia, BG ✓ Verified

Useful banking

Took about a year to fully trust Revolut as a main account. Started with small amounts, gradually moved everything over.

SK

Sara Kok

Amsterdam, NL ✓ Verified

Fast banking

Got caught in a random compliance check. Account limited for 48 hours. Provided what they asked for and it was resolved. Annoying but understandable.

RP

Răzvan Popescu

Sofia, BG ✓ Verified

Trustworthy service

My dog walker accepts Revolut payments. My barber accepts Revolut payments. Even the bloke who washes my car. Everyone has it now.

GB

Giulia Bianchi

Ljubljana, SI ✓ Verified

Fast banking no frills review

Sent an international transfer at 11pm on a Sunday. Arrived Monday morning. My bank would have taken until Wednesday at the earliest.

GM

Giovanni Marino

Athens, GR ✓ Verified

Wonderful product

The interest earned notification each month is small but satisfying. Like finding coins down the sofa but digital.

CL

Chiara Lombardi

Nicosia, CY ✓ Verified

Superb banking

My colleague at work has Revolut, Monzo, AND Starling. Uses Revolut for 80% of his spending. That says something.

WW

Wojciech Wójcik

Bratislava, SK ✓ Verified

Fair product

The analytics told me I spent £340 on coffee last quarter. Didn't need that information but I'm grateful for it. Cutting back now.

GB

Gabriel Bernard

Brussels, BE ✓ Verified

One year anniversary review

exchange rate on weekdays is spot on. weekends they add a small markup which is annoying but disclosed at least.

LS

Luke Smith

Dublin, IE ✓ Verified

Simple app

the interest rate on savings increased but its still below what Marcus and Chase offer. hoping they bump it again soon.

RG

Roberta Galli

Valletta, MT ✓ Verified

Solid tool

Simple review: it does what a bank should do, faster and cheaper. Three words: worth the switch.

AK

Agata Kaczmarek

Bratislava, SK ✓ Verified

Clean banking genuine feedback

Apple Pay with Revolut means I literally don't carry a wallet anymore. Phone, keys, that's it.

JP

Julie Petit

Paris, FR ✓ Verified

Brilliant service

My 14 year old has the Junior account and it's teaching her more about money than school ever did. She budgets her pocket money now.

TJ

Tomasz Jabłoński

Bratislava, SK ✓ Verified

Reliable experience

the fact that transferring money between friends is genuinely instant and free is still mind blowing to me. banks charge for this.

RG

Ryan Garcia

Los Angeles, US ✓ Verified

Regular updates appreciated

Late night purchase in Tokyo. Card worked. No call from fraud department. No block. Just a notification: 'You spent ¥2,400 at 7-Eleven'. Perfect.

EB

Erik Berg

Riga, LV ✓ Verified

Superb experience

Managed an entire house renovation with payments tracked through Revolut. Every contractor, every supply purchase, all categorised.

JS

Joost Smit

Amsterdam, NL ✓ Verified

Brilliant banking my two cents

Moved to Berlin from London. Having GBP and EUR in the same app with instant conversion is exactly what I needed.

AW

Adam Walker

London, GB ✓ Verified

Money held hostage — still waiting

Closed my account in November. It is now April and I still have not recieved my remaining balance. Every time I contact support I get a different answer. First it was 30 days, then 60, now they say they are investigating. Investigating what? It is my money.

SM

Salvatore Moretti

Rome, IT ✓ Verified

travel yes, investing meh

For travel and daily spending this is easily 5 stars. The currency conversion alone saves me hundreds per year. But the investment platform is too basic — no limit orders, no proper portfolio analytics. If they improved the trading side it woud be the complete package.

BF

Ben Fischer

Zurich, CH ✓ Verified

does 95% of what i need

the 5% it doesn't do: no joint mortgage integration, limited savings interest compared to chase, and the stock trading doesn't support ISA wrapper yet. but for day-to-day banking and travel it's unbeatable

LS

Luminița Stan

Bucharest, RO ✓ Verified

Brilliant banking the real story

Account blocked for no reason. Been trying to resolve for 2 weeks with no success. Customer service keeps passing me between agents wiht no solution. Would not recommend.

CM

Carlos Muñoz

Lisbon, PT

Smooth banking

My kids' pocket money goes through Junior accounts. They check their balances more often than they check their homework.

AN

Anna Nilsson

Helsinki, FI ✓ Verified

2024 review

Best bank! Been using for 9 years. Just saying.

FS

Femke Smit

Amsterdam, NL ✓ Verified

Wonderful app

the spending insights email on monday morning is my financial equivalent of a weekly standup. here's what you did wrong last week.

Response from Revolut

Thank you so much for the wonderful feedback! We're thrilled to hear about your positive experience with Revolut. We appreciate your support!

AJ

Anna Jönsson

Helsinki, FI ✓ Verified

Fast tool

JUST GOT THE METAL CARD AND I KEEP FINDING EXCUSES TO PAY FOR THINGS JUST TO USE IT. Help.

DC

Dan Constantin

Bucharest, RO ✓ Verified

Trustworthy app

Five different currencies in my account right now. GBP, EUR, USD, PLN, and THB. All earning at least some interest. Wild times.

AN

Andreas Nilsson

Copenhagen, DK ✓ Verified

Impressive service

Downloaded it for a holiday. Kept it for everything else. Didn't plan on switching banks but here we are.