Rina Suzuki
Good service with small issues
Been using Wise for 25 months. Transparent fees which I appreciate. However, app could be improved. Still recommend overall.
Natalia Jiménez
Good but verification was painful
Took almost a week to get verified. Had to upload documents three times. Once verified though, everything has been smooth. 14 months now.
Dorothy Smith
Very poor experience
Had serious issues with Wise. Account verification took forever, transfers weer delayed, and customer support was unhelpful. After 75 months of problems, I'm switching to another service. Cannot recommend based on my experience.
Erik Lind
Clean app, clean rates
Ben using Wise for 11 months. Easy interface which I appreciate. However, would like more features. Still recommend overall.
Marta Díaz
Very quick
Very quick, very thorough, good follow up communication and follow through!
Kimberly Thompson
Super super
Amazing service!
Jasper Meijer
Happy customer
Been uisng Wise for 72 months. Fast transfers which I appreciate. However, verification took a bit long. Still recommend overall.
Hannah Yap
Mixed experience
Used Wise for 66 months. Had some transfer delays. It works but there's room for improvement. Not bad but not great either.
Davide Fontana
Easy to use
Very easy to transfer money between countries. Fast and reliable.
Arjun Chong
My go-to for sending money
Sent rent money to my landlord in Berlin from my UK account. Arrived in 3 hours. Bank quoted me 3-5 business days for the same transfer.
Monika Wróbel
Disappointed
After 62 months, fees were not as advertised. Support tried to help but issues persisted. Considering other options.
Alba Pérez
Ease of use and speed
Fast transfers and great exchange rates!
David Fischer
Amazing
Very easy to use, very helpful.
Grace Thompson
Excellent
Excellent! Sending money overseas has never been easier, takes only a few seconds. Been using for 78 months.
Ángel Álvarez
meh
does the job. not impressed not disappointed.
Roberta Rizzo
Mostly satisfied
the multi-currency debit card worked at every ATM i tried across southeast asia. no foreign transaction fee, real exchange rate.
Alfie Clarke
Exactly as advertised
My freelance clients pay me in USD, EUR, and AUD. Before Wise I was losing 3-4% per conversion through my bank. Now it's under 0.7%.
Lea Schmid
User friendly
Uaer friendly and easy transaction.
Sarah Lee
Mixed feelings
Some transfers lightning fast, others stuck in review for days. Inconsistent.
Liam Olofsson
Perfect for tuition payments
FASTEST INTERNATIONAL TRANSFER I'VE EVER DONE. Money arrived in the recipient's account in under 20 minutes. My bank takes A WEEK.
Carol Smith
Fast to Philippines
Used Wise for 36 months. Fees higher than expected for certain transfers. It works but there's room for improvement. Not bad but not great either. Highly recommend.
Thomas Wood
Simple transfers
It is always easy to transfer money and a simple step.
Emma Chong
Reliable service
I've been using Wise for 43 months now and it's been one of the most reliable services I've tried. Transfers are fast, transparent, and the fees are much lower compared to traditional banks.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Scarlett Clarke
Debit card is convenient
Sent $3,000 to my parents in Mexico. Arrived in their account within 2 hours. My bank quoted me 5 business days and $45 in fees. Wise charged $11.
Kumar Tay
Highly recommended overall
Been sending money between UK and Australia for 18 months now. Every single transfer has been faster and cheaper than any bank I've tried.
Daniela Gutiérrez
Great but minor improvements needed
Set up a recurring monthly transfer to my parents abroad. Works like clockwork. They get more money per dollar than through Western Union.
Maja Kozłowski
Application super pratique!
Using for 3 years with pleasure!
Ahmad Hassan
Everything was good
Everything was good!
Ryan Martinez
good service slow support
transfers are fast and cheap. but when i had a question about a held payment, support took 4 days to respond. thats too long when your money is stuck.
Edward Wilson
Business account is handy
The multi-currency account is brilliant. I hold EUR, USD, and GBP simultaneously and convert when the rate is favorable.
Jeffrey Thomas
Transparent pricing
Verification took me about 15 minutes total. Passport photo, selfie, first transfer went through same day. Smooth onboarding.
Julia Nilsson
Rock Stars
You folks are Rock Stars. We love you!
Emily Smith
Smooth transfer experience
Q: Is Wise cheaper than a bank for international transfers? A: Not even close. Wise wins by a massive margin on every corridor I've tested.
Andreas Hofmann
Works in many countries
As a freelancer getting paid from 3 different countries, Wise simplified my entire financial life. One account, multiple currencies, real rates.
Patricia Robinson
Impressive speed
been using Wise for 27 months. Reliable service which I appreciate. However, occasional delays. Still recommend overall.
Emma Leroy
Real exchange rates finally
Got the Wise debit card primarily for travel. Ended up using it for everything. The spending notifications and exchange rates are just better than my bank.
Adam Nowakowski
You are great
Wise is great!
Johan Gustafsson
Saves me hundreds monthly
Paid an overseas invoice for my small business. The fee was £4.12 on a £2,000 transfer. My bank wanted £25 plus a 2.5% markup on the rate.
Deepa Ahmad
No hidden fees
kept a spreadsheet comparing Wise vs OFX vs my bank on 12 transfers over 6 months. Wise won 11 out of 12 times on total cost.
Ruby Roberts
Simple and fast
This is so simple to add money and transfer and convert, all is more fast then ever bank I had before.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Lola Petit
Replaced Western Union
Opened a EUR account to receive payments from a German client. Real IBAN, real SWIFT, real bank details. Client couldn't tell it wasn't a German bank.
Katharina Krause
Travel card works great
Transferred my entire savings from UK to Canada when I emigrated. Wise saved me over $2,000 compared to HSBC's quote.
Sharon Brown
Room for improvement
Fast, transparent, cheap. That's it. That's the review.
Donald Garcia
Frustrating verification process
My small business pays suppliers in 6 currencies. Before Wise we were losing thousands annually to bank markups.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Karen Rodriguez
Simple. Transparent. Fast.
Three words that describe the service accurately for once.
David Thompson
Solid multi-currency
Very happy with the service for 14 months. One star off because the referral program keeps changing terms and feels unreliable.
Dorothy Martin
Fast transfers
Easy to use, fast transfers.
Lim Abdullah
Works at ATMs abroad
The app shows me exactly what I'll pay before I confirm. No surprises, no hidden markups. Revolutionary compared to banks.
Alexander White
Easy UI/UX
Easy of use and the UI/UX is fantastic.
Malini Sim
Almost perfect
Love the transparency and speed. Only gripe is some corridors are slower than advertised. UK to Brazil took 3 days instead of promised 1.
Isabel López
Good for property purchases
The basic service is decent. But they keep pushing premium features and upselling which is annoying.
Hugo Jiménez
Best rates
Much better than traditional banks. Real exchange rate!
Joshua Wong
Disappointing support response
The rate alert feature notified me when GBP/USD hit my target. Converted a large amount at the exact rate I wanted. Saved about £300.
Daniel Johnson
Very good overall
My university tuition is in GBP, my parents pay in INR. Wise handles the conversion transparently. No hidden markup, no surprises.
Jan Braun
Three years, zero issues
Set up recurring transfers to pay my mortgage in another country. Works like clockwork every month. Zero issues in 14 months.
James Wilson
Consistent service
Used Wise Business for our startup's international payroll. 8 employees in 4 countries. What used to take our CFO half a day now takes 30 minutes.
Sebastian Meyer
Solid minus the app
Service is excellent. App crashes on Android at least once a week. Happens mid-transfer sometimes.
Ying Lim
Consistent and reliable transfers
old school money transfer habit: go to Western Union, fill out forms, wait in line. New habit: open phone, tap twice, done. Wise changed everything.
Sophia Cooper
Easy for non-tech people
The spending analytics in the app show me exactly how much I've converted and what fees I paid. Full transparency in one screen.
Javier García
Efficiency and ease
Efficiency in short time and easy to use.
Agnieszka Olszewski
Simple international payments
Tried TransferWise back when it still had that name. Stayed through the rebrand. Service has only gotten better over the years.
Michał Wieczorek
App needs updating
Received a tax refund from a foreign government directly into my Wise multi-currency account. No intermediary bank fees eating into it.
Lucas Wright
Fees add up on small amounts
The batch payment feature for business is a time saver. Upload a CSV with 30 supplier payments, review, confirm, done.
Jeffrey Taylor
Recurring transfers work well
Used Wise for 38 months. Verification process was slow. It works but there's room for improvement. Not bad but not great either.
Kumar Ibrahim
Great for expats
Wise's API integration with our accounting software means international payments sync automatically. No manual reconciliation.
Manuel Ruiz
Quick verification for me
My accountant specifically recommended Wise after seeing the detailed transaction reports. Clean export to CSV or PDF.
Katharina Lehmann
Instant spending notifications
Compared the mid-market rate on Google with Wise's displayed rate before confirming. Matched to 4 decimal places. They're not lying about transparency.
Rosa Hernández
Perfect banking app
Perfect banking app! Lower transfer and conversion fees, fastest actions I've ever seen. Using for 3 years with pleasure.
Tim Brouwer
Mixed but mostly positive
opened a wise account for my business last year. invoice payments in EUR and USD are processed same day now instead of waiting 3-5 days through our bank.
Rashmi Low
Not the fastest option
Great for transfers but the savings interest feature is way behind competitors like Chase or Marcus.
Luis Ramos
LOVE THIS SERVICE
SWITCHED FROM MY BANK AND NEVER LOOKED BACK. THE FEES ARE SO LOW ITS ALMOST FREE. WHY DID I WAIT SO LONG. Worth it.
Sebastian Malinowski
It's easy to use
It's easy to use.
Sophia Ali
Truly transparent rates
solid service. only complaint is verification took way too long for my business account. personal was instant, business took 2 weeks.
Noah Dubois
Best financial app I use
Compared Wise vs OFX vs XE for a large property purchase transfer. Wise won on both rate and speed.
Jana Schmid
Contractor payments simplified
Teacher abroad getting paid in local currency but needing to service student loans back home. Wise handles the conversion seamlessly every month.
Christian Schulze
Quick and painless
After 29 months, customer service didn't resolve my issues quickly. Support tried to help but issues persisted. Considering other options.
Nancy Martin
Verification was slow
Excellent, easy service.
Dawid Dudek
App is intuitive
I track every transfer in a spreadsheet. 47 transfers over 2 years. Average fee: 0.62%. Average delivery time: 14 hours. These are real numbers.
Kamil Jankowski
Game changer for freelancers
get paid by clients in USD, GBP, and EUR. Wise lets me hold all three and convert when rates are good. Saved probably $2,000 in fees this year alone.
William Garcia
Average experience overall
Held USD in my Wise account during a favorable exchange period, then converted to GBP when the rate dipped. Timing flexibility is valuable.
Elena Gómez
Multi-currency during my move
The app's transfer tracking shows exactly where your money is at each stage. In progress, processing, sent, delivered. Real-time updates.
Kim Visser
Rate alerts are useful
Closed my HSBC international account and moved everything to Wise. Fewer fees, faster transfers, better app. No downside.
Sarah Martinez
Reliable and fast
Emergency transfer to a family member abroad went through in under an hour. In a crisis, speed matters more than anything. Wise delivered.
Andrew Jones
Best rates I found
Sent money to 7 different countries in the last year. Every single transfer arrived within the quoted time frame. Consistency is key.
Edward Young
Wish they had phone support
Great product genuinely. But when something goes wrong you're stuck in a chat queue. For a financial service that makes me nervous.
Sarah Rodriguez
Good for freelancers
My daughter studies in London. Sending her monthly allowance takes 30 seconds on the app.
Alejandro Torres
Easy for student allowances
Good but not perfect. The card declined at a couple of places in rural Japan even though I had sufficient balance.
Brian Smith
Fast to India
Fantastic for simple person-to-person transfers. The business invoice features could use more polish though.
Sebastian Fischer
Support could be faster
My university charges tuition in GBP. Parents pay from USD account. Wise saves us roughly $400 per semester compared to direct bank wire.
David de Groot
my go-to for remittances
send money to philippines every month. wise gives me the best rate consistently. my family gets more pesos per dollar than western union.
Beatriz Romero
Some delays occasionally
had a transfer held for review once. got nervous. but it cleared within 6 hours and support messaged me proactively to explain. appreciated the transparency.
Daniel Lee
Set and forget recurring
Retired expat in Portugal. Pension comes in GBP, life costs EUR. Wise handles the conversion automatically. Simple, cheap, reliable.
Jennifer White
Support was helpful
The direct debit feature lets me pay a foreign subscription in its native currency without conversion markup. Netflix EU costs less this way.
Isaac Lee
Support resolved it fast
My brother lives in Canada, sister in Australia, parents in India. One Wise account handles all three corridors at competitive rates.
Paulina Wójcik
Ridiculous fee savings
The spending notifications are instant. Know exactly where every pound goes.
Aziz Wong
Transparent fees
I really appreciate the real exchange rate and how easy it is to track every step. Highly recommend for 6+ years!
Lee Tay
Fee comparison winner
The business account saved us from hiring someone just to manage international payments. Seriously.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Yuta Inoue
Quick painless affordable
Downloaded Wise for a one-off transfer. Kept it because the multi-currency account is genuinely useful for daily life as an expat.
Daisy Brown
Large transfer went smooth
Wise's interest feature on held balances is modest but better than the zero my bank pays on foreign currency accounts.
Isabella Turner
Simple signup process
just works. no drama. no hidden fees. no phone calls to the bank. just works.
Aurora Fontana
Worth every penny saved
transferred my wedding deposit to a venue in Italy. €8,000 arrived next morning. The venue confirmed they received the full amount with no deductions.
Ingrid Lundberg
Invoicing clients globally
Received a refund from an overseas purchase. Money appeared in my Wise account in local currency within hours. Try doing that with a traditional bank.
Max Hofmann
Large transfer no drama
Used to dread international transfers. The forms, the fees, the uncertainty about when it would arrive. Wise made all of that disappear.
Zuzanna Grabowski
Low fees confirmed
The rate alerts feature is clutch. Set my target GBP/EUR rate and got notified when it hit. Converted a large sum at the perfect moment.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Chiara Greco
No surprises on fees
My accountant specifically recommended Wise for our import business. The detailed statements make reconciliation easy.
Marie Meyer
Genuinely impressed
First transfer was $50 as a test. When it arrived perfectly, I sent $15,000 the next day. Now I don't even think about it.
George Williams
Got the family using it
Used Wise for 19 months. Customer service wasn't very responsive. It works but there's room for improvement. Not bad but not great either.
Lucas Gutiérrez
Changed how I send money
Three years, probably 60+ transfers, zero problems. That's genuinely remarkable for a financial service.
Sophia Turner
Borderless account is useful
the only thing i dont love is that large transfers sometimes get flagged for manual review. adds a day. but thats maybe happened 3 times in 2 years.
Margaret Jackson
Compared three services
Way better than PayPal for receiving international client payments. Lower fees, better rates, actual bank account details in multiple countries.
Linda Garcia
eBay import business essential
Moved countries twice in the last 3 years. Wise was the one financial account that worked perfectly in all three places.
Deepa Ng
Exceeded my expectations
The card spending limits are configurable. I set a daily cap for my travels so I couldn't accidentally overspend even if my card was stolen.
Suresh Seah
Currency conversion done right
Wise Business gives me local bank details in GBP, EUR, USD, AUD, and SGD. Clients pay into whichever currency suits them. I convert when I'm ready.
Cristina Blanco
Decent for basic transfers
Transfers to most countries are fast. But the India corridor has been slow for me — always takes 2-3 days instead of the advertised 1 day.
Ella Jackson
Auto convert is handy
Cross-checked Wise against Revolut for a large GBP to EUR transfer. Wise was 0.15% cheaper on that specific amount. Margins are tight between them.
Jacob Jones
Transfer arrived overnight
Used it to pay for my wedding venue in Italy from my US account. Saved about $600 vs what Chase wanted to charge me.
Chloe Baker
Great helpline
Great helpline. Easy to use.
Anna Wiśniewski
No bank markup nonsense
Support resolved a held transfer in about 6 hours. Not instant, but they were transparent about why it was held and what they needed from me.
Daniel Neumann
Reliable month after month
The app shows estimated delivery time before I confirm. 95% of the time it's accurate. The other 5% it arrives faster than quoted.
Rebecca Johnson
Startup saver
Paid for a language course in Spain directly from my GBP balance. Conversion happened silently at mid-market rate. Clean experience.
Henry Lee
Good Service
Good service, reliable transfers!
Silvia Serrano
Good but not perfect
I'm Nigerian, sending money home monthly. The NGN corridor on Wise gives my family more naira per pound than any other service I've tried.
Lisa Meijer
Better than my bank
The product is excellent. The communication when a transfer gets held for review is not. Just tell me WHY it's being reviewed.
Aneta Kamiński
Best rate I could find
Two years of transfers and not a single one has gone wrong. The consistency alone is worth it.
George Thompson
Held my transfer too long
Downloaded Wise on a friend's recommendation. Best financial app decision I've made.
Timothy Lee
Pension transfer made easy
Paying overseas contractors is painless now. What used to take a week and cost $40 per wire is now same-day for under $5.
Anna Andersson
Clean interface great rates
the card works at ATMs abroad too. pulled out cash in morocco with no issues.
Alberto Domínguez
Money arrived before expected
Love the rates and speed. Dock one star because customer support is chat-only and responses can take hours.
Max Ryan
Best money app
Best app for handling your money, especially convenient when traveling!
Xin Chia
Student-friendly service
First transfer was £50 as a test. When it arrived perfectly and quickly, I sent £10,000 the next week. Trust earned through a small bet.
Oliver Brown
Switched and never regretted
It works for what it is. Nothing amazing, nothing terrible. Fees are low but not the absolute lowest.
Leo González
Finally ditched PayPal
mixed bag honestly. fast transfers sometimes, inexplicable delays other times. no consistency.
Sophie Evans
Perfect
All works fnie and easy. Experience in 6 countries.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Lily Brown
Dead simple to use
Compared three services before settling on Wise. Best combination of speed, cost, and transparency.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Vincenzo Ferrari
Family approved
Would be 5 stars if they had phone support. When something goes wrong with a large transfer you want to talk to a human, not type in a chat box.
Amelia Green
Account review took weeks
wise business saved us from hiring a part-time bookkeeper just to manage international payments. the automation handles what used to take hours.
Thank you so much for the wonderful feedback! We're thrilled to hear Wise is making your international transfers easier. We appreciate your support!
Nicholas Martin
Recommended by my accountant
My pension arrives in GBP but I live in Portugal and spend in EUR. Wise auto-converts monthly at the real rate. Retirement simplified.
William Hall
Worked in 12 countries
Three years, probably 80+ transfers, zero issues. For a financial service that handles my money across borders, that's remarkable reliability.
Joseph Lee
Monthly remittances made easy
The referral program gave me and my friend £75 each after her first qualifying transfer. Actually paid out, which surprised us both.
Yusof Hassan
Landlord payment sorted
Got my whole family using Wise now. Even my dad who barely uses his phone figured it out.
Oscar White
Excellent for overseas payments
Used it for a property deposit overseas. Large transfer, no drama, arrived next business day.
James Roberts
Quarterly tax payments simplified
The debit card is genuinely useful for travel. Spent 3 weeks across Southeast Asia and never needed to find a currency exchange booth.
Julia Karlsson
Two thumbs up
After 7 months, verification took weeks. Support tried to help but issues persisted. Considering other options.